The Top Regular Savers Discussion Thread

allegro120 · 2026-07-14T15:39:02+00:00

https://forums.moneysavingexpert.com/discussion/comment/82069176#Comment_82069176

I had a cheeky go at trying to open Lloyds RS (I just though there could be a 0.01% of chance that the system fails to recognise that I already have Club 6,25%😀. It obviously didn't show 8% RS, neither did it show any BoS accounts. Only Lloyds.

chris_the_bee · 2026-07-14T15:39:49+00:00

https://forums.moneysavingexpert.com/discussion/comment/82069193#Comment_82069193

Personally I would open all that you can. The 8% rate is fixed for a year and is not to be missed. Apart from an initial opening deposit, you can miss future payments and/or add funds as and when you can for 12 months.

chris_the_bee · 2026-07-14T15:45:24+00:00

https://forums.moneysavingexpert.com/discussion/comment/82069263#Comment_82069263

Halifax

Yes, already registered with online banking.

jaypers · 2026-07-14T15:45:42+00:00

https://forums.moneysavingexpert.com/discussion/comment/82069281#Comment_82069281

Halifax RS - Minimum £25 each month - “The amount that you save each month needs to stay between the £25 to £250 monthly limit.”

kaMelo · 2026-07-14T15:58:14+00:00

https://forums.moneysavingexpert.com/discussion/comment/82069292#Comment_82069292

There is no requirement to pay something in every month, you can choose to miss as many months as you wish, but if you choose to pay in then it needs to be an amount between £25 and £250 inclusive.

Slinky · 2026-07-14T15:58:50+00:00

New BoS Customer

I've managed to create a login for BoS using my Halifax details, not having had any BoS accounts before. Will sort out opening and funding RS tomorrow as I've also opened Halifax and Lloyds RS for OH as he had neither before. All new accounted out for one day.