The Top Regular Savers Discussion Thread

fuzzzzy

Applying for Halifax RS as new customer :

I don't have any accounts with Lloyds, BoS or Halifax but thought I'd be able to open a Halifax RS today online. However although the regular saver is there on the website if you try to open as a new customer it just seems to send you round and round in a loop never presenting a page to enter details.

Has anyone managed to apply as a new customer?

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82069173#Comment_82069173

I managed to open the Halifax RS without having the app, but I do already have an online banking login and an existing (empty) savings account. I was able to log in via the desktop site and apply that way. The account is now showing in the Lloyds app alongside my Lloyds accounts.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/82069206#Comment_82069206

Applying for HX RS as a new customer

I'm afraid I can't yet help you to solve that problem, but can tell you that you are not the only one to go in a never ending loop when applying as a new customer for the HX RS online…. Mrs Bobblehat gave up after 4 iterations … I watched her get less and less interested after each iteration, and I decided not to interfere 😀

kermchem

The suggestion on another thread that Halifax Customer service say there is a problem that cannot be fixed until the end of July is spurious to me. I think today is the first step where all Halifax accounts can only be opened by existing customers who have the app or online access to Halifax, not BoS or Lloyds. Next step to Halifax becomes Lloyds.

s71hj

Re Halifax new regular saver

Does this one run by month or calendar month, ie if I fund today can I then fund again 1st August up to and including 1st July?

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82069239#Comment_82069239

Month…..so you can top up on the 1st.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82069173#Comment_82069173

Halifax

Just successfully opened mine 1 hour ago. I don't have the APP, used desktop/online banking with no issues.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82069259#Comment_82069259

I think the key question here is ‘were you already registered with online banking?’

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82069176#Comment_82069176

I had a cheeky go at trying to open Lloyds RS (I just though there could be a 0.01% of chance that the system fails to recognise that I already have Club 6,25%😀. It obviously didn't show 8% RS, neither did it show any BoS accounts. Only Lloyds.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82069193#Comment_82069193

Personally I would open all that you can. The 8% rate is fixed for a year and is not to be missed. Apart from an initial opening deposit, you can miss future payments and/or add funds as and when you can for 12 months.