The Top Regular Savers Discussion Thread

s71hj

Re Halifax new regular saver

Does this one run by month or calendar month, ie if I fund today can I then fund again 1st August up to and including 1st July?

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82069239#Comment_82069239

Month…..so you can top up on the 1st.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82069173#Comment_82069173

Halifax

Just successfully opened mine 1 hour ago. I don't have the APP, used desktop/online banking with no issues.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82069259#Comment_82069259

I think the key question here is ‘were you already registered with online banking?’

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82069176#Comment_82069176

I had a cheeky go at trying to open Lloyds RS (I just though there could be a 0.01% of chance that the system fails to recognise that I already have Club 6,25%😀. It obviously didn't show 8% RS, neither did it show any BoS accounts. Only Lloyds.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82069193#Comment_82069193

Personally I would open all that you can. The 8% rate is fixed for a year and is not to be missed. Apart from an initial opening deposit, you can miss future payments and/or add funds as and when you can for 12 months.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82069263#Comment_82069263

Halifax

Yes, already registered with online banking.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82069281#Comment_82069281

Halifax RS - Minimum £25 each month - “The amount that you save each month needs to stay between the £25 to £250 monthly limit.”

kaMelo

https://forums.moneysavingexpert.com/discussion/comment/82069292#Comment_82069292

There is no requirement to pay something in every month, you can choose to miss as many months as you wish, but if you choose to pay in then it needs to be an amount between £25 and £250 inclusive.

Slinky

New BoS Customer

I've managed to create a login for BoS using my Halifax details, not having had any BoS accounts before. Will sort out opening and funding RS tomorrow as I've also opened Halifax and Lloyds RS for OH as he had neither before. All new accounted out for one day.