The Top Regular Savers Discussion Thread

winkowinko

RS newbie questions here.

I opened the Lloyds RS today and have funded it manually with £250. The £250 appeared in the app pretty quickly, so all good so far.

However, all it shows me is the balance, not the date that I funded it (today). I intend to fund it every month by manual transfer each month.

Presumably my next opportunity to fund it will be the 14th Aug? Also, do I need to note today's date so I know when I can next fund it, since there is no date entry for today's deposit?

masonic

https://forums.moneysavingexpert.com/discussion/comment/82069481#Comment_82069481

Do you have any existing Halifax products? If the answer is no, then that is the reason.

masonic

https://forums.moneysavingexpert.com/discussion/comment/82069483#Comment_82069483

No, these RS can be funded every calendar month. So you can fund again on 1st Aug.

kermchem

My guess is that Halifax no longer has any accounts that can be opened by new customers. The wording for all accounts says you can open them in the Halifax app, or follow this link that leads you to Lloyds. Happy to be proved wrong.

JuicyBrat

Lloyds Regular Savers - sorry if I've missed it I've at CLMS and LMS both were opened in January this year - both funded up to July. My question is do I have to close one of them? What happens if I don't - will Lloyds close one of them?

masonic

https://forums.moneysavingexpert.com/discussion/comment/82069489#Comment_82069489

There is no suggestion existing terms won't be honoured until maturity. If you wanted an 8% Lloyds RS, then you'd need to close both, otherwise you can run them to maturity.

SFCooper

Just to confirm:

If I close my Lloyds 6.25% regular saver I’ll be able open the Lloyds 8% regular saver?

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/82069476#Comment_82069476

Ok thank you for the information I've never read so many posts getting a bit jaded now l think. Cheers.

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/82069495#Comment_82069495

You will have to wait 12 months since you opened your 6.25 RS

SFCooper

https://forums.moneysavingexpert.com/discussion/comment/82069510#Comment_82069510

Thanks for the update.

That’s nonsense from Lloyds!