The Top Regular Savers Discussion Thread

Chaykin

This is from Furness BS Savings T&Cs:

FYI Furness BS defines "normal business hours" as 09:00 to 17:00 on a working day.

The bottom two rows are the important ones. It says that payments are "backdated to the date received" which definitely is not the case from what I can see with my accounts and how they are dated on the app or through browser access.

Somebody cleverer than me can work out if Furness's claim of "Interest will be earned from the date received" is true. The app & browser access provide an "Accrued Interest" figure that's updated daily. If this is correct then - yeah - just fund via FP on the 1st of each month including non-working days.

username2026

https://forums.moneysavingexpert.com/discussion/comment/82053449#Comment_82053449

Thank you - I thought it would probably reject. I've been paying my Everyday Saver and then transferring it on the day, but wondered if it was an unnecessary extra step, it seems not!

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82053528#Comment_82053528

Furness…

My "accrued interest" is showing as £18.15, my expected interest from my spreadsheet is £18.12. I can't be bothered to dig in any deeper to work out why there's a 3p discrepancy.

Most months I've deposited on the 1st but the transactions are dated as the 2nd. I would deduce from the accrued interest amount that interest is being calculated from the 1st and not the 2nd.

Pickledonionlover

Cheers again for the work people put in on this thread.

Most especially Brid - never taken for granted

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st June 2026 and 30th June 2026:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread. I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

Due to limitations in the forum's functionality since the new text editor was rolled out (rather low character limit), I've had to post this update as screenshots, hyperlinks are included in the Regular Saver Thread Monthly Updates spreadsheet though.

The following accounts have been added between 1/6/26 and 30/6/26 (see first page of The Top Regular Savers Discussion Thread for details):

The following accounts have been removed between 1/6/26 and 30/6/26:

The following accounts have been and gone between 1/6/26 and 30/6/26:

adindaspantai

I would like to open Santander Regular Saver 8%. But when I tried to open it it recognised that I already have Santander Regular Saver (e.g paying 5%). I understand that this condition also written in the summary.

My existing Santander regular saver will still run Until December 2026. Is there any way I could close this existing 5% Regular Saver account and open the new one paying 8% or I will have to wait until the existing one mature on December 2026 ?? Thank you for your time

friolento

https://forums.moneysavingexpert.com/discussion/comment/82053796#Comment_82053796

You can empty your 5% account and then ask Sandi to close it. It can take a couple of days for them to action the request, and pay the accrued interest into your current account. Once this has been completed, you can open the 8% one, provided it is still available.

Speculator

Does anyone know how quick withdrawals are from Darlington? Need to empty it to fund higher paying accounts. Thanks.

courier9585

Dudley

Dudley loyalty regular saver 3 available

https://www.dudleybuildingsociety.co.uk/savings/personal-savings/regular-savings/loyalty-regular-saver-issue-2/

dibbles212

https://forums.moneysavingexpert.com/discussion/comment/82054113#Comment_82054113

Thank you. Can this one be opened via email and then managed online?