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The Top Regular Savers Discussion Thread
Comments
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Furness
I may give that a try as I noticed my funding never shows on the 1st of the month ( or the Monday after a weekend) it always shows dated 2nd (or later wkds / BH)
ahhhh.. just realised I don’t hold an easy access with Furness I have a triple access so can’t use it every month as a transfer option I don’t think ?
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Virgin - previously they've offered their regular saver every 3 months, and it's been available for a month before being withdrawn. From memory, it was available last May, August and November, then February this year. They've broken the pattern by launching in June this year rather than May. It could be available again in September, but don't count on it.
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Well regardless, when/if it's launched, stay tuned to this and/or the archived thread and you'll soon know about it.
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Don't. If you send today directly to the RS it will be rejected and it will take 5 working days to be returned to you. I know. I tried this with one of their previous RS after being slightly annoyed of late money postings. Do the Everyday Saver trick mentioned.
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Any benefit to funding via the Everyday Saver, rather than just directly funding on the 1st? Just feels like extra work, unless I'm missing something...
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Extra day of interest I think? I found that if I fund the Furness BS RS directly tomorrow (01/07/2026) via FP, even if I do it first thing in the morning, it will not show as "in" until 02/07/2026 and would also be dated as 02/07/2026. And if I try to fund today via FP it would get rejected - tested this out.
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Does it arrive in the Everyday Saver quicker than it does in the Regular Saver, then?
So instead of losing a day at your feeder account rate, it's earning 1.6% for the day?
I consider myself to be a male feminist. Is that allowed?2 -
Not so far, still takes a day but at least the funds wont bounce back if it does go through same day. Also only one payment has to be sent if you have more than one RS like myself.
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Well it's been a bit of a difficult one to judge the thresholds for this thread going into July, in terms of the top EA accounts (the main variable I use to determine the RS thresholds), the average of the top 10 EA accounts has risen, but the average of the top 10 EA accounts that are open to all has dropped.
I'm going to leave them unchanged for now as we enter July, a reminder that's 4.25% or better, or 4.1% if the account has favourable conditions (see p1 of this thread for further details).
We've also had 3 accounts that've been and gone within a day so it's been quite a month, all were archived to the wayback machine, which shall appear on the archived thread shortly.
RS timeline hasn't been updated again this month so apologies for that, I hope to be able to update it for next month though, a lot depends how I do for time. Also with the weather being as it is, I've been making the most of it.
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My understanding was that even though payments sent to Furness BS are dated the next working day, they begin earning interest from the day they are sent as opposed to the date shown in online banking (as their systems use two dates), so making the payment into the Everyday Saver first should only result in you having funds earning a lower interest for a day and make no difference to the amount you earn on the RS.
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