The Top Regular Savers Discussion Thread

courier9585

https://forums.moneysavingexpert.com/discussion/comment/82054123#Comment_82054123

Yes, i sent the application forms in a pdf to savings@dudleybuildingsociety.co.uk

topyam

Reviewing my RS

Have the Principality of year bonds (36,37,38) - they aren't great interest wise now. Is it easy enough to close with Principality?

Considering closing my Suffolk RS too. What are they like to deal with when closing?

Pickledonionlover

Virgin RS3 maturity

I have, on my spreadsheet, that this was due to mature on the 30/6.

Looking back at my transactions the first was 1/8. I have a total of £2750 in it.

Anyone else the same or have I made an admin mistake?

TIA

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82054195#Comment_82054195

The maturity date is the 28 August for the Virgin RS3

shirley999

https://forums.moneysavingexpert.com/discussion/comment/82054113#Comment_82054113

"Only one Loyalty Regular Saver (any issue) per person can be held at any one time."

My existing one matures later this month so hopefully will be a maturity option at that time. I'm sure others are in the same boat.

shirley999

https://forums.moneysavingexpert.com/discussion/comment/82054165#Comment_82054165

All the regular savers I have with Suffolk have to run their full term, mine are all fixed rate savers. Maybe yours is different?

Whilst we're on the subject of Suffolk BS, credit to them; Royal Mail finally delivered their application form to me yesterday, 30th June. I emailed it to Suffolk marked urgent and they opened the account and informed me within a couple of hours to enable me to make a deposit in June. I don't know why I'm so excited as the interest rate is the same (5%) as my cahoot sunny day saver! But the rate is secured until August next year.

wmb194

https://forums.moneysavingexpert.com/discussion/comment/82054195#Comment_82054195

You’ve made a mistake: they all mature on 28/08/26.

Hattie627

https://forums.moneysavingexpert.com/discussion/comment/82054219#Comment_82054219

I'm in the same boat. My Dudley BS Loyalty RS matures on 23 July. No maturity options showing online yet. Probably will be 14 days in advance.

Hattie627

Some of the more recent Suffolk BS Regular Savers allow early closure but not partial withdrawal. The earlier fixed rate RS's state that early closure is not permitted. Not quite sure with which issue the change took place, would need to examine the product terms (Suffolk always send by post a copy of the product terms with the opening letter you get after opening an issue, even the online issues).

topyam

Thanks folks. Will look into it a bit more. Have funded them this month anyways.

Have initiated a closure of a Principality FR Bond Issue 36 - shall see how that goes - rate just not high enough