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The Top Regular Savers Discussion Thread
Comments
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Zopa
6 month term is a pain in the backside!
That is all.
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N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Darlington issue 2
Summary box says "Maximum account balance is £3,000 (we will return any payments made over)".
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I dare say enquiries will be raised if anyone reports being able to open multiples.
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Ive had a reply from Cambridge bs, which says they have done a manual interest calculation and agree my interest is more than £117.
However they say the maturity manager is only a estimate and the amount paid can differ. Seems like a excuse for faulty software to me. Since other building society manage to calculate accurately (except Darlington). Doesn't excuse being told it was accurate when I first queried it.
Will now wait and see what interest I actally receive and how they handle my maturity instructions.
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Halifax Regular Saver
In light of today's news about the abolition of the brand, the website now says that the regular saver is still available to open via the Halifax app. I was able to log into my Halifax account via the browser and open a new account.
Who knows how long it will remain available to open but I likely won't be doing a refresh this time in case it goes NLA.
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Halifax Regular SaverWhen you say you were "able to log into my Halifax account via the browser and open a new account" — is that in addition to another regular saver you hold with Halifax or not. Probably the latter, but just checking…
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I only hold the one I opened today
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Darlington
I can see mention of the £3000 limit in the summary box of the first issue of the 12 month regular saver, but mention of the limit is missing in the summary box for issue 2.
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One saving grace? You can use a 6 month RS to fill in a monthly gap or minima in an RS ladder if opened at an appropriate point.
Compiler of the RS League Table.
https://forums.moneysavingexpert.com/discussion/6670416/how-many-regular-savers-do-you-have-the-league-table/p10
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