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The Top Regular Savers Discussion Thread
Comments
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Santander
Mine was opened within 2 hours. My OH took longer, about 5 hours.
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I always request human agent to close my account and not Sandi AI. My RS and Edge saver that matured this month was closed next day and was able to open new ones. Edge saver instantly appeared but RS took few hours
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opened a halifax rs last thing Wednesday. Anyone know if lloyds rs are still renewable?
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my experience with First Direct RS & Co-op RS that matured recently
FD RS - matured on 25th June and RS disappeared by night > on 26th June opened new one and by night got matured sum with Interest to my saver account (I already have one created for this purpose) and also left £300 to my current a/c > 27th June new RS was opened with £300 in it. Very surprising that it was this quick given 27th June was Sat
Co-op RS - matured on 30th June > got converted to smart saver on 1st July and had the maturity sum with Interest > applied for new RS on 1st July itself > 2nd July early morning got text that new RS is open > already funded £250 as there was a COP match. Again very surprised given they take 4-5 working days and known for their tardiness
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Thank you both. I applied again on mobile rather on website just now and this time I have email confirmation that account has been opened. I'll check later on and fund.
Edited to add, account opened and funded within 20 mins of opening.1 -
Suffolk RS maturing end of July
For those with this product wondering how to withdraw money and interests at the end of the term please find the answer I got from Suffolk today:
"Around 14 days before your account matures at the end of the month, you will be able to save your maturity instructions yourself in the online service. We will write to you, and a button called ‘check out your options’ will appear. You will then be able to instruct us to close the account to your nominated bank account"
Of course make sure your nominated account has been duly registered and verified
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FWIW, I've just had a Suffolk 'Online 1 Year Fixed Rate Regular Saver (30.06.2026)' mature, having given instructions using the method described - account wasn't showing in online banking on the 30th, and funds arrived in my NA just after midnight on the 1st.
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I had the same experience with the Suffolk BS One Year Online Fixed Rate Saver (30.6.2026).
The timeline was as follows:-
(1) Maturity options showed online about the middle of June. The balance expected to be paid on maturity (including the interest) was clearly shown. I chose to withdraw the full balance and interest to my nominated bank account. Message given that proceeds would be in my nominated account on 1st July
(2) Account disappeared from online listing on 30th June.
(3) Maturity proceeds appeared in my nominated account shortly before midnight on 30th June, so no wait required on 1st July. Helpful to know if funds required to feed other accounts on 1st of the month (but perhaps not safe to rely on this for future maturities)
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They're getting worse!
Just closed my 36 and 37. Still have 38.
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Halifax
I have the Halifax regular saver, I opened it well over a year ago but ended up never funding it due to enough other savers available above the rate threshold and due to the withdrawal restriction. The saver reneed at some point and still remains unfunded, at least for now.
Can I request for it to be closed by CS and open a new one or am I stuck with it? What are my options?
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