The Top Regular Savers Discussion Thread

Hal17

https://forums.moneysavingexpert.com/discussion/comment/82041047#Comment_82041047

I wished I had seen your message before I closed my Regular Saver. I did not open an Easy Access account and just assumed I could open the Member RS Iss 6 once the old RS was closed. But the computer says NO!

I assumed as I still had a log-in, I was a member. Have sent a message to see what they can do. Not hopeful.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/82041084#Comment_82041084

As @BestSeagull says, the email that contains your User ID and Activation Code, mentions that ….

If you applied for a new account at the same time as registering for our online service, your application will be processed and you will receive an email shortly detailing how to pay funds in.

Please note, this account will not be visible immediately online, but will show on your home page once the application has been processed successfully.

So basically, just wait for the next email that will contain the info to make the initial payment. Shortly after they receive your payment the account should appear online without you needing to do anything (just as Teachers BS RS did!).

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82041140#Comment_82041140

Worst case it’s open an EA now and wait 30 days (very unlikely the Member Regular Saver will be withdrawn before then.) Previously it would have been a disaster as the date you needed an open account on to qualify was static.

bioboybill

My wife opened the BBS regular saver about 3.45 this afternoon with no problem. I then tried to open one 10 minutes later. I got to the ID verification and got the "can't process your application at this time" screen just like some others. There was an application reference and it said they would be in contact, but I heard nothing. I emailed them about it half an hour later, but no reply.

jaypers

Glad I grabbed a BBS RS late this afternoon. Seems to have disappeared, so as someone pointed out, it has indeed gone NLA today.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82040302#Comment_82040302

Typo I'm afraid, should've said "Treated as having been received the same day." There's no stated cut off, from my understanding payments received outside of working hours are credited to the account the next working day but backdated to the date received for interest purposes.

https://forums.moneysavingexpert.com/discussion/comment/82040411#Comment_82040411

Well spotted, now corrected.

dcs34

https://forums.moneysavingexpert.com/discussion/comment/82041259#Comment_82041259

Fingers crossed but hopefully it is just paused so Temporarily NLA, not NLA, as there is a hidden savings account on offer ("29/30") and the 'Regular' account type has disappeared:

Plus the link is still going to a blank page rather than an error message:

https://www.bucksbs.co.uk/savings/regular-saver/bucks-regular-saver-online/

v

https://www.bucksbs.co.uk/savings/testing/

username2026

The Bucks Regular Saver is definitely no longer available. It appears on their "Interest Rates for Closed Accounts" document.

The document is available here: https://www.bucksbs.co.uk/getfile/176

clairec666

Quick Halifax question…

Any downsides to closing their regular saver now to free up some funds? I know Lloyds and Bank of Scotland prevent you from opening another until after the original anniversary date, and vaguely recall Halifax being the same, but can't find anything in their T&Cs.

I've not been funding anything under 6% for a while now, but unless Monmouthshire offer a replacement for their 7% account I'll have a lot more funds available come September so 5.5% might be useful again.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82041485#Comment_82041485

No issue closing Halifax…..you ‘upgrade’ to a EA account (Everyday Saver), making the funds available. Interest gets credited straight away. Pretty sure you can then open another one but haven’t tried that part personally.