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The Top Regular Savers Discussion Thread

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Comments

  • Bobblehat
    Bobblehat Posts: 1,206 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper

    Bucks …

    Another "no problem" application this afternoon for a new customer. Desktop PC running Win10, MS Edge, easy filling in of all details and chose typed signature … 10 mins max, all done. Two emails within seconds of completion and able to log in …. naturally not showing the account yet but one email does say there will be a follow up email with paying in details to follow … so probably very similar to Teachers BS, where the account shows automatically after they receive your initial payment. Happy days!

  • Joseph1215
    Joseph1215 Posts: 3 Newbie
    First Anniversary First Post

    They sent me a text with the url for the account and went through at the second attempt. Emails followed, so all set up by 4pm. Signature was just typed. Phew!

  • GetRichOrDieSaving
    GetRichOrDieSaving Posts: 153 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic

    just checked at 17:05 and regular savers for Buckingham are “currently unavailable”.

  • jaypers
    jaypers Posts: 1,220 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    So after successfully opening the Bucks account (still waiting for it to appear though), decided to have a bit of a Skipton clear out.

    Had a RS paying 5.25% with max £2400 balance due to mature in 30 days. Opened their new EA (4.25%) to keep membership rights and closed the RS. Balance and interest accrued immediately credited to new EA.

    Opened Member RS paying 5.75% and transferred £250 from EA. All easy and was impressed with Skipton here.

  • Kim_13
    Kim_13 Posts: 4,307 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited Today at 5:31PM

    It's £250, the recent Furness Summer RS was £350 which may be where that figure has come from.

    Just activated my online account, I omitted the 0 from my numbers. Unsure what would happen if one included it after the +44 that is prefilled.

  • friolento
    friolento Posts: 3,733 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic

    How do you make an initial payment? I have not received any deposit information yet. Didn't really expect it yet, as they stated they'd take a couple of days to get back

  • mhoc
    mhoc Posts: 19,390 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited Today at 6:18PM

    Thanks for this - I've been pondering what to do about my own Skipton regular but looking at my google charts I realised that OH also has a Skipton regular saver only earning 5.25% and not due to mature until January. I will follow your lead and open an EA for him although his ISA ias also with Skipton. Then close the ongoing reg saver and open the new version. This method also has the added benefit that the Skipton proceeds will go to feed the general savings pot for the July SOs which are still a bit short.

    My own Skipton does not mature until November and I've been thinking about this for a few weeks. November 2026 has Furness maturing plus a Cahoot and also my Nationwide bond so funds are not lacking. If I closed the ongoing Skipton and opened a new Skipton maturing June 2027 that would fill that gap of no accounts maturing next summer.

    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • BestSeagull
    BestSeagull Posts: 275 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper

    I was told that once the application has been made, they check it manually to make sure they are happy with it then send the details and instructions for funding by email.

    They are open tomorrow morning so you may get it then, if not it'll be next week presumably.

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