The Top Regular Savers Discussion Thread

nomorekids

https://forums.moneysavingexpert.com/discussion/comment/82023955#Comment_82023955

Opened and funded, I need accounts with interest paid next tax year, would have preferred higher interest rate but can always close if a better rate is offered so happy.

allegro120

Teachers BS

I tried to login to check if my deposit has arrived, but no luck. It could be a glitch or they have disabled my profile and I'll need to wait for a new ID to arrive. Did any existing customers experienced the same?

fuzzzzy

https://forums.moneysavingexpert.com/discussion/comment/82023949#Comment_82023949

I just got my first e-mail this morning with login details. I applied Monday evening as a new customer for the 'everyone' account.

topyam

Teachers

Had the email through with account details to make the first deposit. Was able to log in. Can't see any account there yet.

Do I need to deposit the money before it will show up?

Anybody tried sending £1 first or is everybody sending the full amount?

I also got a message from them in the account page asking for a statement or cheque to verify that the bank account I added was in my name. They said they would send this back. I just replied back and attached a statement.. Anybody else has this?

janusd

https://forums.moneysavingexpert.com/discussion/comment/82024313#Comment_82024313

"If you’ve just opened a new account with us you’ll be able to log in online straight away, but please note that your account details will not appear until your initial deposit has been credited.

If you have requested a bank transfer (new customer): We kindly ask that you wait until the next day before sending the funds, as your new account details will be available from then. Once funds have been received, confirmation will be sent to you by post."

as their account is with Natwest, i'm inclined to leave the first deposit now until Monday.

my nominated account has been approved for transfers - so no equivalent request for statement for me.

Dugal

https://forums.moneysavingexpert.com/discussion/comment/82024313#Comment_82024313

Like @topyam I have had a request for a nominal cheque or statement to verify my nominated bank account. If replying to their secure message works that seems the easiest way to proceed.

For info : I applied for the 'everyone' account Monday lunchtime and got an email Friday morning.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82024313#Comment_82024313

Anybody tried sending £1 first or is everybody sending the full amount?

They do suggest the minimum opening amount is £250 - so sending £1 risks this being returned. TBH I didn't think it was worth taking the risk of having a payment returned and having to send it again. Particularly as they also say the account won't be available/visible until the first deposit has been made, so sending £1 to verify the account before sending the rest won't work if you've not met the minimum deposit requirement for the account to show up in their online platform.

I also got a message from them in the account page asking for a statement or cheque to verify that the bank account I added was in my name. They
said they would send this back. I just replied back and attached a statement.. Anybody else has this?

Yes, but I'm going to wait until things have settled down before contacting them about it. I fear though that although the email doesn't say it, it may be the requested proof will be required in order for the account to be added on the online platform.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82024064#Comment_82024064

The same. 5% is below my minimum cut off of 5.5% but I will probably open with £1 to fill a gap if it is still available. Maybe it’ll end up being one of those accounts that never sees much funding, who knows. Given the rate is the same, it’s more attractive than the 6 Monther it replaced.

CricketLady

Teachers 6.5% RS - in answer to a few questions.

Once I had the details (sort code and account number plus my own personal payment reference) I send £250 which was just after 5pm on the 2nd June.

It wasn't until this morning (5th) that I could see my £250, and everything now looks in order, and the £250 is dated as having been deposited on the 2nd.

I haven't yet had any request for any proof of … well, anything really, including whether or not I am a teacher which I find quite bizarre but they have emailed to say that my letter is in the post (it states that this will happen somewhere during the application process) so maybe there will be a request for more information when that arrives.

Hope this helps!

xx

Dizzycap

Teachers BS

I've received both welcome emails for both RS this afternoon. Funds sent as per the email with emailed references applied. I'm expecting to see the accounts and funds in my online portal early next week.