The Top Regular Savers Discussion Thread

dcs34

https://forums.moneysavingexpert.com/discussion/comment/81866826#Comment_81866826

"Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period."

The 'and' would suggest you can have one of each, but not more than one of each type.

Kim_13

Anyone else having problems with Monmouthshire internal transfers? Tried to transfer £1k from the 6% account to the 7%, but it changes itself to £1 when you go to confirm it.

Tried logging in online but had not added the accounts there before, so now a wait for them to show :(

Slinky

https://forums.moneysavingexpert.com/discussion/comment/81866573#Comment_81866573

Thanks, yes, turned up this afternoon and moved on to interest bearing account.

Also received an email from Skipton which suggests my £200 has reached them. Just got to locate the missing £250 now.

zombie404

https://forums.moneysavingexpert.com/discussion/comment/81866777#Comment_81866777

I've just taken the gamble removed funds from account and sent request to close virgin regular saver at 5pm 02/02/26

ThePirates

https://forums.moneysavingexpert.com/discussion/comment/81865967#Comment_81865967

A fourth Iss4

clairec666

https://forums.moneysavingexpert.com/discussion/comment/81866945#Comment_81866945

Let us know how it goes

masonic

@Bridlington1 just flagging a potential error in the new VM RS listing both here in post 2 and in the no chat thread - says Branch opening, but can also be opened online if you are 18+.

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/81866945#Comment_81866945

Closing existing Virgin RS to renew

Please let us know how it goes. Last year, I did the same and it took NINE days to close the account. I might have been unlucky, though…

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81867073#Comment_81867073

Now corrected, apologies for the misinformation.

gpman

https://forums.moneysavingexpert.com/discussion/comment/81866945#Comment_81866945

Good luck!

Not for me I'm afraid. I've still got 6 months to go on my existing RS.
If I refreshed today, I'd have to find a new home for over £1k paying 6.75%, as I could only put £250 into the new account.

Worth noting that in regards the Virgin->Nationwide transfer:
- Nationwide already own Virgin
- The planned transfer in April will not be the end of the Virgin Money brand - that'll be much later I expect
- For the average customer, the transfer only probably means 1 lot of FSCS protection and the possibility of set off between the brands after transfer; that's were debts you owe to one brand could be taken from assets you have with the other. Not sure either of these will actually affect the 'average' customer.

I'm sure there will be another opportunity later for a RS.

Even if the demise of Virgin Money does occur sooner rather than later, I see Nationwide are also currently offering a Flex Regular Saver Issue 7 account paying the same rate. (other terms do vary, e.g. only £200pm, limited withdrawals FTR, but no end date/max balance afaik, so variable rate)

Of course, no guarantee these or anything similar will still be available in 6 months, but if not there are plenty more fish in the sea, or banks on the internet. Who knows? Saffron might bring out another 8% fixed RS by then. Or probably not.

Edited: NW is 12m too - thanks @Hattie627