The Top Regular Savers Discussion Thread

CricketLady

Re the Principality accidental overpayment I made earlier today - I've logged in and can see that happily they've applied the £150 to my account, just have to wait for the excess £50 now!

Thanks for all your support again!

xx

Speculator

https://forums.moneysavingexpert.com/discussion/comment/81865163#Comment_81865163

No, definitely still showed even if you already hold the Xmas regular.

UKX69

https://forums.moneysavingexpert.com/discussion/comment/81864979#Comment_81864979

I recently overfunded my Monmouth RS as I paid in various small deposits and hadn’t realised. Only found out when the overpayment landed back in my bank account - no notification or a dicky bird from Monmouth whatsoever.

10_66

https://forums.moneysavingexpert.com/discussion/comment/81865163#Comment_81865163

Don't think so as neither is it showing on their "Maturity Accounts" page:

https://principality.co.uk/home/savings/maturity-accounts

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81865433#Comment_81865433

I've marked Principality's Christmas RS as NLA, as you say the account's no longer listed in the maturity accounts section.

Whilst I'm here the ESBS Monthly Saver at 6% (branch only) has now been added to p1 of this thread.

Additionally just a reminder the following interest rate cuts came into effect today:

Account                                                                                                                           .	Old Rate	New Rate	Date
Beverley BS Monthly Saver	3.30%	3.20%	01/02/2026
Beverley BS Regular Saver Issue 1	5.5% (includes 4.5% bonus)	NO CHANGE	01/02/2026
Buckinghamshire BS Regular Saver	2.65%	2.40%	01/02/2026
Buckinghamshire BS Regular Saver Locals	3.05%	2.80%	01/02/2026
ESBS Regular Monthly Saver	3.60%	3.35%	01/02/2026
Hanley Economic 1 Year Branch Smart Saver (TAR09)	6.50%	6.30%	01/02/2026
Hanley Economic 1 Year Online Smart Saver (TAR10)	6.50%	6.30%	01/02/2026
Hanley Economic Branch Regular Saver	1.45%	1.20%	01/02/2026
Hanley Economic Online Regular Saver	4.15%	3.90%	01/02/2026
Hanley Economic Regular Saver	1.45%	1.20%	01/02/2026
Mansfield BS Bonus Regular Savings Issue 8 (includes 1.85% bonus for 12 months)	5.25%	5.10%	01/02/2026
Mansfield Regular eSaver 30 (1st issue)	3.60%	3.45%	01/02/2026
Progressive BS Clockwork Regular Saver (Issue 1)	2.75%	2.50%	01/02/2026
Progressive BS Clockwork Regular Saver (Issue 2)	2.75%	2.50%	01/02/2026
Progressive BS First Home Saver	2.75%	2.50%	01/02/2026
Progressive BS First Home Saver Issue 2	3.50%	3.25%	01/02/2026
Progressive BS Online First Home Saver Issue 3	3.50%	3.25%	01/02/2026
Progressive BS Online Regular Rainy Day Saver	6.00%	5.75%	01/02/2026
Progressive BS Online Regular Rainy Day Saver Issue 2	4.00%	3.75%	01/02/2026
Progressive BS Online Regular Rainy Day Saver Issue 3	5.50%	5.25%	01/02/2026
Progressive BS Online Regular Rainy Day Saver Issue 4	7.00%	6.75%	01/02/2026
Swansea BS Regular Monthly Saver	4.07%	3.82%	01/02/2026
Vernon Online Regular Saver	5.75%	NO CHANGE	01/02/2026

The following interest rates come into effect tomorrow:

Account                                                                                                                           .	Old Rate	New Rate	Date
Bath BS 16-25 Regular Saver	6.40%	6.15%	02/02/2026
Bath BS Homestart Regular Saver	3.85%	3.60%	02/02/2026
Bath BS The Regular Saver	3.35%	3.10%	02/02/2026
Market Harborough BS Member Monthly Saver	2.65%	2.45%	02/02/2026

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81865433#Comment_81865433

Well it is now February & last years PBS Christmas RS also ended in January too. Nothing exciting about the present PBS maturity options available, but at least it saves time to allocate maturing funds elsewhere 😉

ThePirates

https://forums.moneysavingexpert.com/discussion/comment/81865452#Comment_81865452

I matured a Principality Iss 3 today and it gave Iss 4 and the Christmas Saver as options.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81865707#Comment_81865707

What did you choose?

topyam

Principality

If you have only one Issue 4 and you receive maturity instructions for it, will they let you choose another Issue 4? As you are only really holding one at a time?

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81866146#Comment_81866146

They should do, it's within their terms. Like you say you'd only be holding one Issue 4 at any given time, you're effectively asking them to not convert you account to a different type of account at maturity.