Lloyds switch offer 6 January to 3 February 2026

The_Green_Hornet

Birdman2015 said:

northwalesd said:

I've left this quite late as I had an account with two DDs, so had to wait for a third. So I've downgraded my current CL account, opened a new one, started the switch process, which Lloyds say should be complete by 5th Feb. Fingers crossed.

I thought the switch had to complete by the 3rd Feb to be eligible for the incentive?

The switch has to be started by 3rd Feb.

flaneurs_lobster

Birdman2015 said:

I thought the switch had to complete by the 3rd Feb to be eligible for the incentive?

Go read their instructions again, there's no date given by which the switch must complete.

andyhicks88

https://forums.moneysavingexpert.com/discussion/comment/81855913#Comment_81855913

isn't it that it just has to b started by then?

grumpy_codger

Just to share my experience….

Waited until yesterday for the third DD to be taken from the donor account.

As an existing Club Lloyds customer downgraded it to 'Classic' yesterday.

Applied for Club today and requested a switch, scheduled on the 5th. Received an SMS instantly with a confirmation of the switch request.

So far so good. Fingers crossed…

masonic

https://forums.moneysavingexpert.com/discussion/comment/81855913#Comment_81855913

No it must have started by then.

Ade99

I don't know if anyone will actually know the answer but worth asking here I guess…

I opened a new CL sole a/c via the Switch Service. I had an existing CL sole a/c. (I didn't realise you couldn't have 2 active CLs). So within 30 mins of opening the new CL I downgraded the old one to a Classic.

Hoping that isn't an issue and it'll stop the £250 incentive ?

E_zroda

Account opened yesterday, switch due on 4th.

All e-mails related to it received, however no SMS regarding the switch. Have all the switchers here received such please?

soulsaver

No. Comms have been non existent for me and OH.

northwalesd

I've had no messages other than than emails confirming my account 'openings' (the downgrade from CL to Classic got an account opening email).

PRAISETHESUN

https://forums.moneysavingexpert.com/discussion/comment/81856508#Comment_81856508

Assuming they've actually let you open a second CL account (plenty of people on this thread have encountered difficulties opening a second) and you've switched into the new account, then you will be fine