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2026 - consolidation and calm
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A good start with the decluttering this morning. I tackled a dresser that I've been meaning to do for ages. It was storing kids stuff, and they haven't touched it for years. I pulled it all out, got them to look through it and take anything they wanted to keep up to their bedrooms, and the rest is set aside for booting or binned (if bits were missing).
I've told DH that now it is clear, he needs to move some of his stuff from the floor to it. We'll see whether he actually does!
This afternoon I want to sit in the garden with a book.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £56
Car balance Sept 25 - £11,031 - now £7,219
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
We're off out today, so not likely to see much decluttering done. DH identified a few other things to go yesterday and has removed them from the front room so all good there.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £58
Car balance Sept 25 - £11,031 - now £7,218
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
We had a nice day out yesterday. I've been back to work today but DH is off this week and next week. I am on a short week just working today and tomorrow.
It's nice not having to do the school run, as long as I start around 6.30am I can finish at 5 rather than having to work into the evening.
I do want to make sure I remain active though, as one benefit of the school run is the excuse to walk, so I got up early this morning and did wk1 run 1 of couch to 5k. I actually ran (slowly) as well, so I'm quite pleased with myself. I used the same route I've done before (walking it) and was quite ahead at various milestone points, so I've definitely improved. I'll have to get a new route as I'm going further.
I cashed out from a survey site today but I'm not going to PAD it, will just add it to the summer jolly fund.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Glad you enjoyed your day out.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Thank you, it was nice to be out and about.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £60
Car balance Sept 25 - £11,031 - now £7,217
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I've been out for a walk this morning, so another good start to the day. I much prefer doing it first thing.
A busy day today then I'm off until Monday 😁
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Well done on running jwil it’s something I couldn’t do now, just plodding on with the walking. Enjoy your days off
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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