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2026 - consolidation and calm

18182848687100

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  • jwil
    jwil Posts: 23,839 Forumite
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    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £46

    Car balance Sept 25 - £11,031 - now £7,224

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Humboldt
    Humboldt Posts: 639 Forumite
    500 Posts Second Anniversary Name Dropper

    Hi @jwil, congratulations on both the weight loss and lottery win. Great to read that you have some nice plans for the holidays. Enjoy the concert x

  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £48

    Car balance Sept 25 - £11,031 - now £7,223

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £50

    Car balance Sept 25 - £11,031 - now £7,222

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank goodness it's the holidays! I'm looking forward to no school runs. I've told everyone I want the house looking very different by the end of the holidays. I'm going to crack on as well with decluttering. I've been making a start today. A bag of clothing dropped to school today so they can get the fundraising for it. I don't know where it all comes from! This was mostly kids stuff.

    I pulled out and washed my old converse which I haven't worn for years. I'll see if I get on with them and if not, there's no point keeping them. I was surprised they didn't fall apart in the wash as they are probably more than 20 years old!

    It's still been hot here, around 30 degrees. I think I'm starting to acclimatise as I haven't been suffering as much as I was. I would still like it to be cooler though!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,214 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Looking forward to being inspired by your Six Week House Clearing motivation 🍻

  • beanielou
    beanielou Posts: 101,000 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Happy holidays & happy decluttering.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
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