We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2026 - consolidation and calm

1777879808183»

Comments

  • jwil
    jwil Posts: 23,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £13

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £40

    Car balance Sept 25 - £11,031 - now £7,324

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 25,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Well done on the brilliant loss. I’m glad you’ve got a few slower weeks ahead and some trips lined up.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • jwil
    jwil Posts: 23,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Extra PAD today due to a small lottery win which has been sent to the mortgage, so the car balance hasn't reduced any more.

    Little miss is deciding whether to do parkrun this morning, and then we are off visiting for a bit.

    Then probably back to doing not a lot as we were all up for the football last night, and apart from little jwil, seem to have all been up again by around 5.30am!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you! Hopefully that's me back on track now. I'm very much looking forward to the summer break!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Skint_yet_Again
    Skint_yet_Again Posts: 9,120 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    Great weight loss jwil. I’m not a football fan so was in bed by 10pm but I did want England to win. It was hot so I had my bedroom windows open and I followed the match progress by the roaring cheers from the crowd in the local pub beer garden 😂

    Enjoy your day

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.7K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.