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2026 - consolidation and calm
Comments
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Thank you, I hope to see a difference!
Thank you 😊
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £52
Car balance Sept 25 - £11,031 - now £7,221
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
make sure you take before and after pics as you reclaim rooms
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
Just 0.5lb off today which I'm disappointed in as I've been on plan all week. Hopefully it's just hormones. That 3st award is still being elusive!
I've made a plan for next week, need to write a shopping list. I'm trying to keep grocery costs down too, so that will help if I'm only buying what I need! I got a £135 love to shop voucher as part of my long service award. I don't really shop at most of the retailers, so I might use it for Food Warehouse. I did get myself a new swimming costume and little jwil a couple of bits from Matalan.
I've been through the rest of the school books the kids bought home, and identified a few bits I wanted to pull out, and the rest can go. Neither of the kids want to keep anything. I still have piles of the school books they've bought home in previous years which I need to deal with as well. That will make a difference! I'll just keep the odd bit that makes me smile.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Ooh, good point, thank you. I'll do that today. I found photos I'd taken back around 10 years ago or more, and it was amazing to see how far we'd come. I felt sick looking at them!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Shopping done and I definitely saved by having a list! I'm not entirely sure where the day has gone otherwise. I did sit out in the garden for a while with a book until the neighbours started blasting music 😡
There have been so many fires around here recently, so we have put fresh batteries in the smoke alarms.
I made jam tarts with little jwil.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on the long service award, that’s lovely.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪0
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