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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,579
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Blimey, well done for gardening doings in this heat! And a productive and lovely day, chapel field event sounds delightful

  • KajiKita
    KajiKita Posts: 10,925
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Trust me, I paced myself! 😂 I also deployed both the pint glass and the floor fan today for the ‘recovery’ periods! 😊

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2026 as @ 23rd October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Skint_yet_Again
    Skint_yet_Again Posts: 9,261
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Forumite

    ooooh I like the idea of riding around in the champ with the windscreen down and the wind in your hair 😎

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Humboldt
    Humboldt Posts: 684
    500 Posts Second Anniversary Name Dropper
    Forumite

    Morning @KajiKita, you did well to manage all that gardening in the heat. I am looking forward to planting the summer bedding into pots this afternoon. Didn't spend too much… just bought a bag of compost, some lobelia and nemesia, and will reuse the ornamental grass that is already in the pots. I chose some bright colours that will add a bit of cheer.

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,579
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    Forumite

    Hope the shoulder (and the rest of you) isn't too put out! Lots of great positives there though, well done

  • beanielou
    beanielou Posts: 101,567
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Ouch to the shoulder.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • redofromstart
    redofromstart Posts: 6,324
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    how frustrating on the shoulder. I hope it settles down again quickly.

  • Watty1
    Watty1 Posts: 8,752
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    Ouch to the shoulder. Hope it is just a temporary wrench and not a "set back"

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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