We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Steadily climbing the mountain, enjoying the view along the way
Comments
-
Blimey, well done for gardening doings in this heat! And a productive and lovely day, chapel field event sounds delightful
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Trust me, I paced myself! 😂 I also deployed both the pint glass and the floor fan today for the ‘recovery’ periods! 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
ooooh I like the idea of riding around in the champ with the windscreen down and the wind in your hair 😎
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Morning @KajiKita, you did well to manage all that gardening in the heat. I am looking forward to planting the summer bedding into pots this afternoon. Didn't spend too much… just bought a bag of compost, some lobelia and nemesia, and will reuse the ornamental grass that is already in the pots. I chose some bright colours that will add a bit of cheer.
3 -
It’s been a fairly tough week, partly because of the heat but also because, I determinedly went out for a walk yesterday lunchtime in some local woodland, a stick slipped under my foot, my arms flew up instinctively and I wrenched my shoulder again! 😳😥🙄 It was hurting like a full on hurty thing again last night (add in a HUGE thunder storm right overhead at 1am, significant heat and I really didn’t get much sleep) but does seem to be easing a bit today … A quiet, calm, cool, pain free night would be lovely … Not sure I will get that completely tonight, but at least the cat will be safer and we won’t both be running around in our altogether, trying to whistle and call the stoopid creature in, in the wee small hours … 😂😉
Week has been frustrating, partly because my productivity has been minimal but also because the group QSHE director has given me a busy-work task that has to be completed by the end of the week even though he must have known it would be needed months ago … I am three days in so far and still not quite done. It should be finished tomorrow though 😊 🤞
I’ve had a refund for a return, my ETF has grown by £1.95 in 9 days and my NSDs are going better. Mr KK has transferred the funds to me for the final payment for the Bayeux accommodation as that is about to come off my CC shortly. Oh and my euros have arrived safely as well 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Hope the shoulder (and the rest of you) isn't too put out! Lots of great positives there though, well done
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Ouch to the shoulder.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
how frustrating on the shoulder. I hope it settles down again quickly.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
Ouch to the shoulder. Hope it is just a temporary wrench and not a "set back"
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Thanks @PennysIntoPounds , @beanielou, @redofromstart and @Watty1 its not much better today I have to say … and there is soooo much gardening that needs doing … <sigh>
Oh well, I must beetle on with what I can! 😉
Counselling session this afternoon after a swift lunch was pretty full on - at one point he asked me what I thought my mother thinks of me (that was a pretty grim question to answer, and took me by surprise by quite how bad it probably is) and later on I said, only half joking,that I thought my psyche needs an exorcism! 😂😂 He wants to talk about my father and how he fits into the whole dynamic next week. Yaaay <waves feebly>
Felt absolutely shattered after the session, physically and emotionally so had some more to eat, probably shouldn’t have but felt I needed the grounding, read some novel and did some watering. I can see things are starting to ‘go up’ in the greenhouse since last Saturday. It’s meant to be cooler and overcast here on Sunday so that will be a good time to get some strings in place to support everything, assuming my shoulder can cope.
Shopped from home à la Foxgloves 😊 We need to start the bribery and corruption of Chloe-bean to get her in The Box of Doom with minimal stress for her and us. I will put the base of the box out tomorrow with some treats in it. I had a rummage at the back of the kitchen cupboard that the active cat food lives in and found two bags of liver treats, so don’t have to buy any more 👏😊Payment for Bayeux left my card today, so that’s all paid now 😊
Mr KK had his hair cut today and I will get mine done tomorrow morning 😊
Just water bottle to fill, shower to have then I can settle down in front of GW 😊🌱
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 606K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards



