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Steadily climbing the mountain, enjoying the view along the way
Comments
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I’ve always thought that was very canny of you, just been waiting for an opportunity to follow you! 😊
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Well, I have to be fair, the first time I read about the technique was in a Jack Monroe book. I know folks have opinions about Jack, and it probably wasn't the personal 'invention' she claims, but that's where I became aware of it.
Greying X
GC October 2026 £203.49/£232.50 (£29.01 remaining for 7 days)
GC September 2026 £226.57/£225
GC August 2026 £218.02/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
Non-food spend October 2026 £68.50/£80
Bulk Fund 2026 Month 10/12 - £0/£20.40 (reducing balance - start £120)1 -
Had a quieter day here as I was a bit tired after yesterday and it has been very hot! 🥵
Potted up my begonias with a couple of Cambridge blue (pale) lobelia in each pot and moved around to my east facing courtyard. Still had one lobelia left so plonked that in a pot along with a Gaura lindheimeri I had spare, so assembling a wiffly wafty pillar and a spiller, with no filler, but I think it will look pretty, a bit ethereal and romantic in my courtyard 😊 Sometimes I quite enjoy breaking the rules and playing 🤩
Made a quinoa salad for the first time. Not bad and managed to cook the quinoa correctly 👏 Added mint and parsley from the garden ❤️
Cleaned the bathroom and loo. The bathroom got quite a deep clean including the plant stand being disassembled and thoroughly dusted 😊
Finished a novel, almost read another 😊🤩
Wrangled Mr KK’s washing, all dry and away 👏
Put my new 1 tog duvet on my bed in a clean cover. The bamboo bedding only arrived at 6pm so won’t be dry by tonight. I guess I’ll try that tomorrow night / next week 😊🤷♀️
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Not sounding much quieter, well done on the productiveness. Isn't it so pleasing once you get round to doing summat like cleaning a plant stand 😊 (after several years obvs 😂)
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
I would be sooo cold with a 1 tog duvet.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
I was a LOT more comfortable 😊 But then again, it’s 24C in my bedroom this morning and set to get to 31C here today! 🥵
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I’m currently trying to get cool air into the house before it heats up too much. Just listening to something on the radio suggesting that the rest of the summer will also be hot, so need to think about how to keep upstairs cooler.
I think it’s going to be an inside day today. Possibly planning how to create more shade in the garden in summer without making it too gloomy in winter!
4 -
Something deciduous? And in the short term, install a sail shade?
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I've got some old sails at my mum's, which I need to bring over and see whether I can rig them up for shade somewhere.
The garden is HUGE, and I started from the back (veg plot, then orchard), and am now working my way from the other end (patio) with trellis and borders. I have planted a magnolia grandiflora (currently 2.5ft tall), magnolia genie (2ft and not looking happy), and a cercis donated by my neighbour (2ft) in the grass, as well as putting a row of obelisks in front of the veg plot/orchard to (eventually) screen it, but have a lot of work to do on the garden design to work out where to plant trees/large shrubs, where to put beds, where to put structure. It's a very long term project…
4 -
Didn’t get everything I wanted to get done in the garden today, but did get all the little pretty plants in the ground that I picked up on Saturday morning (go me, not leaving things to die! 😉). I also got two half price shrubs in the ground that I picked up a couple of months ago - a hydrangea panniculata on the edge of the copse and a white Cercis to complement the pink one I have on the other side of the pond 😊 The Cercis had died back quite a bit (long before me I think) but there is still strong growth in the remaining stem and it’s still a nice shape, so hopefully it will do okay. Both shrubs had their roots dressed with microzzhial fungi and were well mulched with chipped bark.
Ordered £300 worth of euros, it’s quite a lot but Mr KK says he will buy any I have left over from me when we get back, as he’s going to France again in August. Have also paid for some travel insurance. That only cost me £8.62 but it’s only for 10 days.
Went out for a long drive in the Champ with Mr KK this afternoon. It was blazingly hot so even I accepted having the windscreen down! 😉 We stopped off for an ice cream 🍦 😊❤️
Got my £15 cash (from pocket money) and the seating plan request in (otherwise you get put with complete randoms! 😳) for the folk / meal event coming up in the chapel field in a few weeks.
Reading an interesting book atm about a women in America (mainly NY) who has made a name fostering dogs. Been a nice way to pass the time in front of the fan! 😉😊KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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