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Steadily climbing the mountain, enjoying the view along the way
Comments
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I’ve always thought that was very canny of you, just been waiting for an opportunity to follow you! 😊
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Well, I have to be fair, the first time I read about the technique was in a Jack Monroe book. I know folks have opinions about Jack, and it probably wasn't the personal 'invention' she claims, but that's where I became aware of it.
Greying X
Grocery Spend May 2026 £195.87/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £58.44/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends1 -
Had a quieter day here as I was a bit tired after yesterday and it has been very hot! 🥵
Potted up my begonias with a couple of Cambridge blue (pale) lobelia in each pot and moved around to my east facing courtyard. Still had one lobelia left so plonked that in a pot along with a Gaura lindheimeri I had spare, so assembling a wiffly wafty pillar and a spiller, with no filler, but I think it will look pretty, a bit ethereal and romantic in my courtyard 😊 Sometimes I quite enjoy breaking the rules and playing 🤩
Made a quinoa salad for the first time. Not bad and managed to cook the quinoa correctly 👏 Added mint and parsley from the garden ❤️
Cleaned the bathroom and loo. The bathroom got quite a deep clean including the plant stand being disassembled and thoroughly dusted 😊
Finished a novel, almost read another 😊🤩
Wrangled Mr KK’s washing, all dry and away 👏
Put my new 1 tog duvet on my bed in a clean cover. The bamboo bedding only arrived at 6pm so won’t be dry by tonight. I guess I’ll try that tomorrow night / next week 😊🤷♀️
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not sounding much quieter, well done on the productiveness. Isn't it so pleasing once you get round to doing summat like cleaning a plant stand 😊 (after several years obvs 😂)
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty0 -
I would be sooo cold with a 1 tog duvet.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0
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