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Steadily climbing the mountain, enjoying the view along the way

1626365676877

Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 9,044 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    Cabbage worms?

    🤣 that’s what dad always called the hairless ones

    Mouse?

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • KajiKita
    KajiKita Posts: 10,077 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Love it! 🤣💖

    Mouse? Possibly … 🤷🏻‍♀️

    TBH, it is so mauled now it's not going to produce any cauli head, so I might just dig it out now … 😉

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 16,944 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    I'd leave it for a bit to ensure the culprit doesn't go for the other plant. Personally I have my money on a paragliding snail.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅
  • KajiKita
    KajiKita Posts: 10,077 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Don’t have video surveillance but here’s an image:

    IMG_5178.jpeg

    Nibbled ^^

    IMG_5179.jpeg


    Not nibbled ^^

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,747 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper

    That's very odd!

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • Watty1
    Watty1 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Do you have deer in the neighbourhood?

    Foxes after a bit of veggies?

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Brie
    Brie Posts: 16,944 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Clearly Chloe has gone vegan.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅
  • greenbee
    greenbee Posts: 19,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    My mogs are out late at the moment. They're generally on my bed when I wake up in the morning… hopefully without fleas, ticks, or injuries. Not much I can do about it, as I didn't want to keep them as indoor cats.

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