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Steadily climbing the mountain, enjoying the view along the way
Comments
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They just think they look cute.
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"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅0 -
Been a calm and collected day here 😊
Yoga session first thing.
Made a batch of tomato, bean and sage soup for work lunches.
Two loads of washing wrangled and put away.
Mr KK sold a deac weapon and then bought TWO rare WW2 gas masks … 🙄😂
Had an interesting session with a healthy eating / exercise counsellor and signed up.
Made a small start on rebuilding the craft cupboard - emptied two boxes, many more to go 😊
Sent £3.16 of cashback off as an OP.
Set up new YNAB sheet for February.
No gardening as weather was too endlessly damp …
Rang my mother who was in unusually buoyant spirits. I congratulated her and myself on surviving the eleventy billion days of January! 😉 That made her smile 😊KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
Busy but satisfying day in work 😊
Booked the car in to have its slightly noisy brakes looked at a week Friday.
No win on the PBs … 🤷♀️😉
DanceMums is getting ever so slightly easier and I am learning more people’s names 😊
I mentioned that I had lower back ache after last week’s class and the teacher had a look at me and critiqued my posture - I suspect she is correct as it’s been commented on before. Something else to (gently) work on. She also showed me some other stretches and techniques for easing my lower back that I haven’t come across before which is useful.My permaculture magazines arrived this evening so I have a happy few days perusing those ahead of me 😊🌿
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
PB notification for smaller wins are not out until midnight. Sorry you did not win the huge one, but you might still be lucky if you look on the app tomorrow.
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
Well you never know … 🤷♀️🤞😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
✨️ 🧚♂️ 🔮 🪄 ✨️
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
PB wins only 2.4% this month, although averaging over 4% for the year thankfully.
Winnings x 1200 divided by holdings = only 2.4%
1 -
No further win on the PBs.
Got a huge and boring chunk of work completed.
Had to send my H&S assistant home this morning because he was ill. I thought it was just a virus, but since then he has been taken into A&E for a CT scan to check for an internal bleed …. 😢KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Eek, hope he's okay. At least you sent him home!
Well done on the huge boring work
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
😳 What a worry. Hope he’s ok KK sending him my best wishes x
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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