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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,554 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Blimey well done on all that. Absolutely in agreement that a chippy tea is in order for the household tonight!

  • beanielou
    beanielou Posts: 99,556 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Great news on the higher OP.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • KajiKita
    KajiKita Posts: 10,076 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Thanks @PennysIntoPounds and @beanielou 😊 Mr KK was very pleased to ‘see’ the effect his OP had had (it wasn’t all due to his OP, but let’s not spoil it for him, yes … ? 😉).


    Chilly and very damp here with periodic monsoon like showers … 🙄

    Headed west into Wales to get my haircut done. Hairdresser was in good form and we had lots of chat about not exercising too intensively.
    Popped to sainsbergs and withdrew my monthly pocket money 😊. Also picked up some organic cooking oil (unwanted sub in main shop) and some interesting looking mixed precooked grains - I’m trying to be bolder with food choices and this is a less expensive way of trying things than committing to a whole bag of the uncooked grains.

    No major plans for this afternoon, might get out for a walk after lunch if there is a gap in the showers.
    I am aiming to get my shallots potted up and peas sown this afternoon 😊


    kK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,556 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Happy new hair.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,693 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I'm so Impressed with your winter gardening KK. I love dahlias and want to buy some for here. If they need potting soon I should get on to that asap.

    Hope you have a restful weekend as well as the gardening and shopping etc ☺️

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,693 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Ooh Mr KK you better get on with cleaning that room! You could always offer to help ? And go in with bin bags and chuck it all in there. He'd soon get it spick and span 😆🙈

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • f0xh0les
    f0xh0les Posts: 7,853 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic

    What goes on inside their tiny fluffy minds?? If it was the cupboard with the C-word decorations in it, fine, but not something that is important to the creativity and wellbeing of the KK.

    They rely too heavily on looking cute naked sometimes.

    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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