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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,554 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Aw that's lovely. Very much enjoying your interiors too 😁

  • beanielou
    beanielou Posts: 99,556 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Great intention.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,747 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper

    Love that intention!

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
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  • Brie
    Brie Posts: 16,944 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 29 January at 4:56PM

    Was going to say I like your top. And then I saw your angel/belle of the ball. And then I saw your mushroom. Love them all!!

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • KajiKita
    KajiKita Posts: 10,076 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Thanks @beanielou @Merlin's_Beard 😊

    Thank you 💃

    Both the angel and the mushroom were presents from friends. The angel / fairy came as a Christmas present a few years ago but I was loathe to hide her away after Christmas and it was quite a whimsical gift from such a serious friend (the gardening one) it always makes my heart smile to see it 😊

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CCW007
    CCW007 Posts: 1,141 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper

    Love the intention but I did read it at first to mean that you produce relish 😁

  • KajiKita
    KajiKita Posts: 10,076 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 30 January at 6:33PM

    Hahaha … Fair dos, that made me chuckle 😊


    It’s been a crazy hectic morning in work:

    • supplier meeting to confirm rework and inspection process we need from them to recover stock they made as poor quality - went well, we have a plan! 😊
    • Much rushing around drafting a quality response document to a major quality issue we had stuffed up. My boss was raging this morning and I was having to pull him back down to earth - I agreed with him about the levels of idiocy and incompetence we have shown, but we need to focus on how to fix, not just shout and rage … 😉
    • Customer visit about that ^^ quality issue - they didn’t even look at the document I’d prepared (that was fine, the customer didn’t want a formal meeting in that way) and we were all very focused on how to fix and in what timescale. Meeting overran my usual Friday finish time …

    Whizzed past home to collect my new prescription 👏

    Put a wash on, finished off the soup I made from leftovers yesterday evening (fridge gravel and cheese) and warmed it through for my lunch with some toast.
    Plumber landed (finally!) so the house has been in uproar ALL afternoon!! The job is STILL not finished … 🙄 (some tray or other needs fitting inside the boiler? won’t happen today so he still won’t bill us … 🙄🤷‍♀️) but the lounge radiator is now on half inch pipe and plumbed more directly so should run warmer … 🤞


    When the worst of the heavy duty drilling was happening, I escaped into the garden for a bit. Rain stopped play fairly quickly, but I did manage to broad fork the bed I cleared last weekend and spread HM compost on it, so a crumb more progress has been made 😊 I also watered the greenhouse.

    I then boxed up the rest of the soup (3 portions for work lunches) and cleaned and renewed the water filter jug 😊 Washing retrieved from a slight drying session in the garden and TD’d to damp - finishing off on the heated airer 😊

    In more MSE type news, I sent £4.03 from surveys off to an OP along with a 77p TT 😊

    I also rang c00p this afternoon and our minimum payment has reduced enough now that our auto OP from paying a set value each month, has now increased from £47.51 to c. £80 pcm!! 😊🥳🎉🎊 Delighted with that!


    Meals plan for the week is defined and Mr KK has decreed that it will be a chippy tea tonight as the plumbing task has overrun so much …!


    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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