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Steadily climbing the mountain, enjoying the view along the way
Comments
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Ah, gendered feedback! It really is a thing; how would they react/describe your astounding abilities if you were a man, I wonder?
Glad to see that Chloe is being appropriately worshipped. My younger step-daughter's dog has his own room, bed and V-pillow...
Keep going @KajiKita. You rock! Love Humdinger xx
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Oh they’d still resent it, as they would still be being pushed to do more than they want to, but they would probably call that person a kn0b, unless they were the boss! 😉
Don’t worry, Chloe, keeps us very firmly in line to her requirements! 😂❤️😉
Thank you x
Something nice to share, this made me well up in a good way:An unrecognisable city - the impact of Belfast's first Fleadh
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Done all my financial updates. I am definitely spending too much! Basically I am enjoy myself, going places, doing things, buying training kit, indulging my hobbies etc. I can do some of this and be okay, but not all of it! 😂 The usual monthly £110 OP has gone out and I did a £6.30 TCB and a £1.73 TT as OPs this week as well 😊
Mr KK has lightly mown one hedge (not one the birds use) and is now collapsed in a deckchair in the sun 🌞 😊 I have cleared a visual ‘disturbance’ by pulling all the dead stems of the day lillies (should have done this weeks ago) and have started surveying the carnage in this unwatered bed. Some things are okay, many things aren’t.
Actually, I wonder how much of my extra spending is because I have been able to do so little in the garden this year … so I have been distracting myself with other things …? 🤔KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Proud of self …
Every.
Single.
Dahlia.
Is now in the ground ….!! 🤩👏🎊🎉😊I was aching, scratched, muddy and horribly sweaty, but it’s done 🤩🤩🤩 Now wafting around in a huge caftan and flip flops after a cooling shower 🚿
I did also pull the spent alstomeria stems (anybody else really struggle with doing that? I suppose it’s a similar principle to rhubarb … 🤔), watered, mulched and watered again everything that has half a chance of performing a bit between now and season end, cut down the dead phlox and smacked the top of my head on the underside of a large branch on the contorted Hazel! 🙄😂 All my tools are in, all pots, bags of compost are away, hose is turned off and the wheelbarrow is in its designated parking space 😊
Fortunately Mr KK was down to cook dinner tonight - roast dinner with a HM veggie version for me 😋
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
When pulling the spent alstomeria, one of the flowering stems came too, so I pulled two more to make up a small vase 😊
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
Love your vase.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
It’s sweet isn’t it 😊 Found it in @sda when buying stuff for my flat when starting to work away.
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Well done on saving the garden. Flowers and vase are lovely. Hope your head is ok & glad mr KK could cook dinner so you could rest
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
cute vase, and looks lovely with flowers in. Flowers in the house are always such a treat.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Thank you 😊 Head is not too bad, still a bit tender in the contact spot but not generally achy iyswim.
Aren’t they 😊 It’s why I keep persisting with a cut flower bed, even when it’s a disaster! I just can’t bring myself to buy them … 🤷♀️
Done the evening watering round and picked a good lump of tommies 😊
The intensity of colour is matched by the flavour 😊Not sure how many more I will get this year, but I am pleased with these 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9
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