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Steadily climbing the mountain, enjoying the view along the way
Comments
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Very, very humid here now, but that’s the other side of having rain … 😉🤷♀️
Another full on day. Critical customer visit to follow up after an uncontrolled process change by us (I did challenge not telling them at the time but got brushed off by colleagues 🤷♀️) and quality issues. I was talking from my automotive and aerospace experience with the customer and I think the rest of my colleagues were utterly lost … The important thing was though, we have a plan and customer has left feeling reassured.
The other important thing we did today was we called the guy I took home with the health condition a week or so ago and got him to agree to an Occupational Health doctor assessment and were able to tell him that we are leaving him on full pay for another month.
Plumber came in to fix a catastrophically leaking toilet and electrician had to eat apologetic pie after chasing us for overdue payment yesterday, and then discovered that it was his new super clever reconciliation software, hiding payments from him … 😉😂Main focus tomorrow morning is rewriting my todo list as it has exploded, leaving a handover note for my colleague (I’m off on Tuesday next week) and excavating my desk! 🙄😂 Meeting a friend for lunch straight out of work, which hopefully will be lovely ☺️
Sent £19.70 of TCB off as an OP along with a 91p TT of the joint current account.
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
Enjoy your lunch tomorrow.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It was good to get out.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Productive morning tidying my desk, making a fresh list and priming my engineer to pick up where I left off on some key topics.
Met my friend for lunch - food was okay but flipping expensive! Not that impressed - first time I have been there. Not sure I would go back.
Friend on good form, probably the best I have ever seen her as husband has reached criss point with his health, gone through it and is slooooowly surfacing on the other side. I think she is finally seeing the possibility of her life opening up again 😊❤️
I spent £3 cash on a reduced Lantana which apparently flowers in composite flower heads with colours from a bright yellow through to a rich orangey-pink 😊Pay day today so it is time to pay off the CC and hopefully do some money shuffles.
Bought my train ticket for Londinium for the MSE meet up … £70.90 return. Just slightly terrified but it will do me good to do something out of my comfort zone and try something different <she says firmly to self! 😂>Split me britches! Right up the back of the seam over my rear! 😳 No idea how but one of the girls from the front office came in to speak to me discreetly about it, which was sweet of her 😊🤷♀️
Day 8 of the fascia releasing done 😊 Coming to the conclusion that even monthly physio for my shoulders is not actually helping - had a session on Monday. Still have sore spots / bruising on my arms where he was so-say releasing knots and I am no more functional in my shoulders than I was before. Going to ask my shiatsu / healer friend for her thoughts on the whole thing … 🤷♀️🤔
Quiet weekend planned. There’s a fair bit of rain forecast so I hope to do some jobs around the house and some cooking 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
What MSE meetup?
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅🏅2 -
I have just caught up …spitfire flight … oh my - I sometimes see those fly over and to be in one looping - how incredible. I'm sure there was other news as well but I sort of got stuck imaging what it must be like
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Enjoy your weekend.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Good of your colleague to let you know about the split, she definitely gets a Christmas card!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Being organised by @rtandon27 😊 PM her if you are interested.
Fair enough 😊 He went with @ero legends if you might consider a retirement present to yourself … 😉
Thank you 🙏 😊
Agreed!
Wet here and very humid - am in trousers and a T-shirt but I am melting. I might end up in a dress later. Mr KK is having at the floors and the cobwebs throughout the house with the vacuum cleaner which meant I have lifted, tidied, sorted all sorts of miscellaneous ‘stuff’ all over the house to allow him to do this 😊
Just waiting on Toscos now …
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6
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