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Steadily climbing the mountain, enjoying the view along the way
Comments
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It's been on his bucket list since he was 14 years old. He's now 61! 😉
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
That’s an amazing experience for Mr kk.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Aw that's lovely to hear, he'll be buzzing from that for a good while
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Thanks @beanielou, @PennysIntoPounds 😊
Calmer work week here, thankfully. Still battling Mr KK's coldy-lurg thing … 🙄
Mr KK cut down and cleared all the meadow areas yesterday. Everywhere feels open, calm, neat and a lot bigger. Quite 'refreshing' where normally it feels bare and bleak. I guess there is so much dead grass everywhere this year, the neatness of the cut is visually a relief? 🤔
Downloaded the new Ll0yds App for my current account banking as H@lifax are being consumed by Ll0yds. Also sent c00p an email as they are being consumed by c0ventry BS and there is no comment about mortgage customers on their customer information leaflet or introduction email … Hmmm …
Meter readings tonight. Hoping our accrued balance will have increased a bit more as have been barely using the oven or internal lighting through the summer months.
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Aw that experience sounds fab, so glad Mr KK loved it! 🥰
I'm thinking of cutting our grass although it's not grown much....it's all straggly and I think a hair cut would make it look a bit neater out there ☺️!
Emergency Fund - £1000
Baby cash emergency fund £210/250
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 24/242 -
The other reason I wanted it done is because I have ordered a LOT of spring bulbs and it's easier to get them in rough grass once it is cut short 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Meter readings done.
Done a bit of watering, but only the really special things as there is SUPPOSED to be <whisper> rain overnight and tomorrow…. 🤞🤩🤩
Been working my way across the bathroom floor with my used cotton wool pads and have reached the back of the loo where it joins to the soil pipe - serious, adult cleaning! 😉😂😊KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
What a lovely experience for Mr KK - it's on Mr F's bucket list too.
We had our meadow mowed early this year - the grass was so dry and there were many field fires starting up in the area. It's looked awful since then dry, yellow and crunchy. Today we have rain for the first time in months 🥳 I can't wait for our crunchy grass to green up again.Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living6 -
We finally have rain!!! ⛈️☔🌧️Proper, heavy, drenching rain. It's just glorious. 🥳
Today's daily meeting has been dominated by discussions of when it started in our respective housing locations and how lightning was seen by everyone - all so very British 😉💖Chloe looked horrified and a little intimidated this morning. Poor little beastie … She'll adapt again 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Pouring rain here too kk. No thunderstorm yet. Hoping it dries up a bit when I’m dog sitting/ walking next month 🤣
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14
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