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A Very MSE Advent 2025
Comments
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Today I'm going to wear my graduation gift emerald earrings to work! I'm quite excited!
I need to find a nice green jumper to go with them.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.999 -
This morning I put on a skirt I have never worn before. I bought it on vinted about 2 years ago and it was too tight so I grumpily shoved it in a drawer and forgot about it. I thought I'd just check it again this morning and it does actually fit now (although still a little snug at the waist - no big meals for me today or I'll pop the button!). I've paired it with a lovely jumper with stars on to get in the festive spirit.10
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We’ve opened two advent calendars this morning - the conventional one was a picture of mistletoe and Mr KK’s gift, from his best mate last night, is full of tiny, rubbery, slightly squashed WW2 planes. I think Mr KK is slightly offended by it, truth be told - I’m trying to encourage him to laugh at it! 😉
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 71 books of target 52 in 2025, as @ 1st December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
I'm wearing yesterday's purple pompom earrings (I'm in the office today so people will actually see them 😂). Today's offering from the jewellery stash was a little badge with a picture of a chicken on 😂😂 I'm wearing a jacket so it's pinned to my lapel 😂
The habit I'm trying to instill in December is a bit of yoga every day, following the monthly plan on the Yoga with Adreiene youtube channel. Did one last night, and today's was only 20 minutes so I did it before I left for work. 😊10 -
December perfume is being worn every day
Eccles cake for breakfast 😁
Got Christmas books out
Changed my phone's lockscreen to the picture Christmas Eve by Gary Bunt
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Coasters & little tray are out of the box. Will see how I feel later as to how many other things I do. Just lacking in energy today
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,864....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £850/£3000
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Studies/surveys December £
Decluttering items 1383/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up11 -
This thread is so joyous. I love reading about and seeing everyone's treasures. How marvellous to have a chicken badge to wear to the office, skirts that now fit and graduation earrings to enjoy.
i went to see my 3 year old granddaughter's nursery festive song show this morning. Full of admiration for the staff herding a dozen 3 year olds and getting them all singing the same song and doing the same actions at the same time. It was in the local church coffee shop so the older customers loved seeing the little ones.
I chose a sparkly jumper and my new (bargain from vin ted) snowflake earrings. Squirt of perfume and some tasty lip balm/gloss and i felt full of the joy of Advent.12 -
Resting again today but feeling a bit better. I have remembered a pair of very cozy soft wool socks that I never wear as they wash differently to the rest so I am wearing them on the sofa today. Happy fuzzy feet day everyone!9
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Todays Xmas t shirt - purple tshirt with 'I want a hippopotamus for Christmas' with a lovely pic of said hippo beside a xmas tree 🎄
Plus snowflake earrings. Was looking forward to a Xmas lunch today with local ladies but when I got to the pub...its next week 😆 🤣 ah well, I can look forward to it for another week 😆 🤣 😂
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'8 -
Love this idea easy to forget about finding joy in the small things especially at this time of year
yesterday I swapped out the kids regular fleeces for Xmas themed ones
today I’m trial baking a gluten/dairy free peppermint bark sheet cake - hoping it turns out ok. if so it’ll go on the Xmas buffet menu - also having a sort out if the food cupboard & found a few items pushed to the back we’re not likely to use which can be donated.
this year do something that scares you for courage is not the absence of fear just the knowledge that some things are worth the risk8
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