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A Very MSE Advent 2025
Comments
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I'm feeling poorly so I dug out my aroma mist diffuser with help from lovely OH and got it going with some peppermint oil. I am just sofa loafing but it smells nice.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 10/10
January AFD challenge 2/14
2026 Art pass savings £29.50
2026 Railcard savings £09 -
Feeling very lurgified so fairly unambitious today:
- Mr KK started the new advent calendar this morning which made him smile - a dove 🕊️
- Was nice to the younglings from the front office who were putting up the work Christmas tree in reception - everyone else was grinching at them
Gratitudes:
- having a lap top so don’t even have to attempt to try to go into work tomorrow
- My boss taking one look at at me / listen to me and told me to go home
- Mr KK being so patient and kind about my lunch dishes and the lack of chores I haven’t done
- hot water bottles!
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £21 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
I'm pacing myself at the start of Advent although I really want to put on all my sparkly jewellery, festive jumpers, light all the candles, use all the tea towels - you get the picture!
our Christmas lights are mostly up in the front windows and we have a mini Christmas tree in the lounge. It's a gingerbread scented candle tonight. I could grumble that my yank ee candle advent calendar hasn't arrived yet but this is a sparkly joyful thread so the gingerbread tea light that was lurking in the back of the candle stash will shine brightly tonight.10 -
Can I join in please? Tonight I'll light one of my Christmas-scented candles (orange and cinnamon).Grocery challenge 2025: £1503/1500 annual budget
Grocery challenge 2026: £46/15009 -
@Wanna_Bee_Free & @KajiKita, hope you feel better soon. I'n full of cold as well, so not done much today.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £35.35
Decluttering items 1402/2025. 53/2026
Books read 23 in 2025. 2026- 2 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up7 -
As well as getting the nice candle in place, I dug out a soft scarf with sparkles to wear to work, and on the way back bought a bottle of Baileys 😊
Will try to stock up for Christmas season while the £11 deals are still on, think its till the 3rd at Sainsburys and the 8th at Tescoshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Thanks @Makingabobor2, I am patheto-girl today so totally sympathise. Self care is big and clever. I am going to try and find a daft movie to watch and take my mind off things. The peppermint aroma diffuser is still going and it lights up different colours so that's been fun.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 10/10
January AFD challenge 2/14
2026 Art pass savings £29.50
2026 Railcard savings £08 -
Thank you @Makingabobor2 hope you feel better soon too x
@Wanna_Bee_Free, I now have light up diffuser envy! 😂❤️
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £21 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
I forgot one! Mr KK got up all the Christmas lights that we use outside - just little LED ones, threaded through bushes and trellis etc. It’s really cheery and I know the village like it 😊❤️
A defence against the dark 🤩
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £21 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
Just popping by to say that I paint the reverse and post of earrings such as these with clear nail polish, the coating stops any irritation.EssexHebridean said:Today I am wearing a pair of little silver engraved heart earrings - they irritate my ears if I wear them for more than a day here and there but I still love them! I've also brought a set of lights and a ludicrous tinsel sausage dog into the office - the dog is on the windowsill behind me and the lights are there too currently but will probably end up round my computer monitor.
Enjoying this thread very much, I love reading about all your little seasonal joys. 🎄11
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