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  • daisy_1571
    daisy_1571 Posts: 3,387
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    wooohooo, well thats exciting news !! Well done

    Dx

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Bargainhunter30
    Bargainhunter30 Posts: 428
    Part of the Furniture 100 Posts Name Dropper
    Forumite

    Good luck Jessy. You really need to feel appreciated at work and I'm sure you will being self employed. At least you'll get lots of breaks for the dogs. I would reconsider your pricing when taking on new clients though. Don't undervalue the work you do.

    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • julicorn
    julicorn Posts: 2,783
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Congratulations! I think you're doing the right thing ❤️

  • South_coast
    South_coast Posts: 6,713
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    😱😱😱 Nobody messes with Jessy 💪!

    You rock!

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • beanielou
    beanielou Posts: 101,444
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Absolutely the right thing to do. Hope all goes smoothly for you.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • HouseMartin567
    HouseMartin567 Posts: 233
    100 Posts Second Anniversary Name Dropper
    Forumite

    Best of luck Jessy!!

  • VintageHistorian
    VintageHistorian Posts: 1,181
    Ninth Anniversary 1,000 Posts Name Dropper
    Forumite

    Big step but it sounds like you're ready for it. Fingers crossed everyone suddenly needs a cleaner and dog walker in your area 🤞

    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • Hettyhound
    Hettyhound Posts: 1,225
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    Well done you! Big step but I think it will make you very happy 😁

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; October 2026 £10,205 2025 OP £2991/£2,000 2026 £4,285/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 11,096
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Brilliant news Jessy (and when I asked about you taking on more clients a bit further afield I meant in place of paid employment 😁😉)

    How long do you need to give on your notice?

    Emergency Fund - £1000  
    Groceries October £ 290.26/500

  • carboot_karaoke
    carboot_karaoke Posts: 799
    500 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Wow this is exciting news !! Good for you.

    I think you'll soon be turning clients down with your reputation and work ethic 😁

    Current Balance £6000
    MFW 2026 #31 £17000 / £23,000 OP
    MFIT - T7  

    Property Fund £16,750 / £20,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £412.75 / £365 (29/09/26)

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06,Aug £351.33, Sept £345.76

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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