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  • South_coast
    South_coast Posts: 6,208 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh, this is all so exciting!!!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Things are progressing nicely 😊. 

    Now would be the perfect time for a payrise with a mortgage application looming. Perhaps have a look on job websites to get an idea of the going rate for similar jobs is. Do you normally have an annual % increase?  I'm sure the MD wouldn't want to lose you and should make a fair offer. 
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • beanielou
    beanielou Posts: 97,846 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You deserve a pay rise. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • newgirly
    newgirly Posts: 9,491 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Good luck with the pay rise Jessy, being told they are open to offers is a good sign they will be reasonable about it 🙂
    MFW 67 - Finally mortgage free! 💙😁
  • That's rubbish I'm sorry Jessy ☹️ it's so deflating when we're not recognised for our worth. Might well be a good idea to go self employed if you've enough cleaning business coming in.

    Are you going with purple bricks? We used them two houses ago and saved a fortune on fees. We had a really good photographer come out though who really made the most of the house (it was small) and it got lots of people through the door then we had to do the selling ourselves. Will you be doing the viewings or paying extra to have someone do that? Good luck with it 💕.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £120.77/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Jessy103
    Jessy103 Posts: 2,557 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks DFW x No, not Purple Bricks but William H Brown. They are who I bought it off and I have a soft spot for them because a very, very long time ago I worked there while I did my business admin NVQ. 
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • themadvix
    themadvix Posts: 9,391 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That’s truly awful about your (lack of) Pariser Jessy - how rude of them.

     I’d be cautious about going with an agent that takes a fee upfront though - there’s not a lot of incentive for them to sell it if they’ve already got their money and by the sounds of it you’re stuck with them for 2 years?! Or is that not exclusive rights? In any case, once you’ve paid, they’ve got their money, regardless of if they actually try to sell your home.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • beanielou
    beanielou Posts: 97,846 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to your works attitude 🤬
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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