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Moving on up! 🏡
Comments
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I would have to OP 😂
Although, is there a chance it will keep adjusting a few pence for interest 🫤because then you will never have a neat number.
Current Balance £7,675
MFW 2026 #31 £15325 / £23,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £210.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum4 -
My current mortgage interest is added daily so no point trying to keep it as a round number. When I had monthly interest I did keep a nice round figure!
4 -
Well, I made an overpayment, because you lot are a bad influence 🤣 I did one for £99.91 so we'll see where that puts us in a couple of days.
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.537 -
Logged onto the mortgage and it is now £191,507.69! Ugh! Not liking this it at all, the mortgage is too much and the interest is too much! We just need to get this month out of the way and we'll start to be in more of a routine with the bills and a bit of normality. I can get cracking on the overpayments then 😅
The office job is finished for the weekend! Woohoo! I've got 3 cleaning jobs Saturday and then 1 on Monday, so I'll have a couple of full days off which will be nice. I've got a cabinet being delivered tomorrow which will need building and then I can get some stuff from my grandads that's in storage boxes. We're getting there, slowly but surely 🙂
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.538 -
Enjoy your time off. Hope you get time to relax.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Stop looking at the balance, just concentrate on the OP figures 👍!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I really should, SC. I just like to see it coming down! 🤣
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.534 -
Exciting news! DH put up my retractable washing line today. I stripped and washed our bedding and got it dry on the line! 🎉
We've had a load of birds in the garden and on the feeders too, which is lovely to see. I went for a nice, albeit windy walk with the dogs this afternoon round the fields and then we've watched Cocaine Bear this evening (bonkers but hilarious 🤣). It's been a good day! Despite what seems like a huge mortgage and ridiculous interest, me and DH are very happy here. The long wait was worth it 😊
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.5311 -
So glad you are so happy 🤗
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Thank you x
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.533
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