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Comments

  • South_coast
    South_coast Posts: 6,713
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    That's a cracking start to the OP'ing πŸ˜€πŸ˜€πŸ˜€

    I'm also not enjoying the new text editor πŸ™

    Mortgage start: Β£65,495 (March 2016)
    Cleared πŸ§šβ€β™€οΈπŸ§šβ€β™€οΈπŸ§šβ€β™€οΈ!!! In 5 years, 1 month andΒ 29 days
    Total amount repaid: Β£72,307.03. Β£1.10 repaid for every Β£1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,608
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    You don't waste any time Jessy 🀣 not sure if you have posted this already but do you have a dream MF date that you are hoping to work towards?

    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
  • HelenaPinky
    HelenaPinky Posts: 72
    Fourth Anniversary 10 Posts Mortgage-free Glee! Photogenic
    Forumite

    If you can't overpay via the app Jessy, how do you do it?

    Mortgage when saw the MSE light πŸ’‘: Β£85,000 (end date 2045) up toΒ Β£112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏑New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • beanielou
    beanielou Posts: 101,447
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Woo hoo. Great start to OP’s.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Jessy103
    Jessy103 Posts: 2,834
    Tenth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    They gave the bank details for overpayments on their website, Helena, so I logged onto my banking app and made a payment with my mortgage account number as the reference. Fingers crossed its all gone through OK 🀞 It's now saved it as a payee on my banking app, so I should just be able to make payments when I want through that. I'm just going to wait until my balance is updated before doing anymore so I know it's worked OK πŸ™‚

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 Β£191,274.53
  • Jessy103
    Jessy103 Posts: 2,834
    Tenth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    Thanks Beanie x

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 Β£191,274.53
  • carboot_karaoke
    carboot_karaoke Posts: 800
    500 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Your off the blocks with your first OP. Congratulations πŸ†

    I reckon your mortgage will be done and dusted by 50 easy 😁

    Ps - Also not a fan of the new text box, thought it was just me.

    Current Balance Β£6000
    MFW 2026 #31 Β£17000 / Β£23,000 OP
    MFIT - T7Β Β 

    Property Fund Β£16,750 / Β£20,000


    0%CC May 2027-Β  Β£5,000

    0% Loan Β£600.00Β  - paid βœ…οΈ

    Money made Β£412.75 / Β£365 (29/09/26)

    Declutter 42 /52Β 

    Grocery Challenge 2025 Β£4885.78
    Grocery Challenge 2026 Jan Β£328.20, Feb Β£297.01, Mar Β£352.91, April Β£422.85, May Β£358.26, June Β£431.70,July Β£282.06,Aug Β£351.33, Sept Β£345.76

    The final countdown to June 2026 - Page 4 β€” MoneySavingExpert Forum


  • newgirly
    newgirly Posts: 9,608
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    I agree, you can do it!

    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
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