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Comments

  • South_coast
    South_coast Posts: 6,346 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    That's a cracking start to the OP'ing πŸ˜€πŸ˜€πŸ˜€

    I'm also not enjoying the new text editor πŸ™

    Mortgage start: Β£65,495 (March 2016)
    Cleared πŸ§šβ€β™€οΈπŸ§šβ€β™€οΈπŸ§šβ€β™€οΈ!!! In 5 years, 1 month andΒ 29 days
    Total amount repaid: Β£72,307.03. Β£1.10 repaid for every Β£1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,527 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    You don't waste any time Jessy 🀣 not sure if you have posted this already but do you have a dream MF date that you are hoping to work towards?

    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
  • HelenaPinky
    HelenaPinky Posts: 62 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    If you can't overpay via the app Jessy, how do you do it?

    Mortgage when saw the MSE light πŸ’‘: Β£85,000 (end date 2045)
    2019: Β£65,638
    πŸ’° 2024 Increased mortgage for house move:Β Β Β£112,000 (end date 2054)
    Current end date: May 2026

    2025MFW #75
  • beanielou
    beanielou Posts: 99,010 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Woo hoo. Great start to OP’s.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Jessy103
    Jessy103 Posts: 2,628 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    Thanks SC x

    Thanks NG x Well, I turn 40 in June, so I'm thinking I would love to pay it off by the time I turn 50, but that might be a bit ambitious πŸ˜…

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 Β£191,274.53
  • Jessy103
    Jessy103 Posts: 2,628 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    They gave the bank details for overpayments on their website, Helena, so I logged onto my banking app and made a payment with my mortgage account number as the reference. Fingers crossed its all gone through OK 🀞 It's now saved it as a payee on my banking app, so I should just be able to make payments when I want through that. I'm just going to wait until my balance is updated before doing anymore so I know it's worked OK πŸ™‚

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 Β£191,274.53
  • Jessy103
    Jessy103 Posts: 2,628 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    Thanks Beanie x

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 Β£191,274.53
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Woo on the first op and a good one at that!

    Have you been on the OP calculator to have a play around. It's quite fun to see how an extra bit here and there can get you towards your goal.

    I also don't like the new text box!

    Emergency Fund goal - Β£1000/2000
    Mortgage OP goal 2026 - Β£1200/Β£4500Β 
    Read 24 books this year 7/24
    No Spend March- 17/31
  • carboot_karaoke
    carboot_karaoke Posts: 645 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Your off the blocks with your first OP. Congratulations πŸ†

    I reckon your mortgage will be done and dusted by 50 easy 😁

    Ps - Also not a fan of the new text box, thought it was just me.

    Current Balance Β£14,300
    MFW 2026 #31 Β£8,700 / Β£17,000 OP
    MFIT - T7Β Β 

    Emergency Fund Β£4,400 / Β£5,000


    0%CC May 2027-Β  Β£5,000

    0% Loan Β£600.00Β  - paid βœ…οΈ

    Money made Β£130 / Β£365

    Declutter 4 /52Β 

    Grocery Challenge 2025 Β£4885.78
    Grocery Challenge 2026 Jan Β£328.20, Feb Β£297.01 Mar Β£352.91

    The final countdown to June 2026 - Page 4 β€” MoneySavingExpert Forum


  • newgirly
    newgirly Posts: 9,527 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    I agree, you can do it!

    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
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