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Moving on up! π‘
Comments
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That's a cracking start to the OP'ing πππ
I'm also not enjoying the new text editor π
Mortgage start: Β£65,495 (March 2016)
Cleared π§ββοΈπ§ββοΈπ§ββοΈ!!! In 5 years, 1 month andΒ 29 days
Total amount repaid: Β£72,307.03. Β£1.10 repaid for every Β£1.00 borrowed
Finally earning interest instead of paying it!!!2 -
You don't waste any time Jessy π€£ not sure if you have posted this already but do you have a dream MF date that you are hoping to work towards?
MFW 67 - Finally mortgage free! ππ2 -
If you can't overpay via the app Jessy, how do you do it?
Mortgage when saw the MSE light π‘: Β£85,000 (end date 2045)
2019: Β£65,638π° 2024 Increased mortgage for house move:Β Β Β£112,000 (end date 2054)
Current end date: May 2026
2025MFW #752 -
Woo hoo. Great start to OPβs.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Thanks SC x
Thanks NG x Well, I turn 40 in June, so I'm thinking I would love to pay it off by the time I turn 50, but that might be a bit ambitious π
I've been mortgage free once, so let's do it again!
Starting balance March 26 Β£191,274.534 -
They gave the bank details for overpayments on their website, Helena, so I logged onto my banking app and made a payment with my mortgage account number as the reference. Fingers crossed its all gone through OK π€ It's now saved it as a payee on my banking app, so I should just be able to make payments when I want through that. I'm just going to wait until my balance is updated before doing anymore so I know it's worked OK π
I've been mortgage free once, so let's do it again!
Starting balance March 26 Β£191,274.532 -
Thanks Beanie x
I've been mortgage free once, so let's do it again!
Starting balance March 26 Β£191,274.532 -
Woo on the first op and a good one at that!
Have you been on the OP calculator to have a play around. It's quite fun to see how an extra bit here and there can get you towards your goal.
I also don't like the new text box!
Emergency Fund goal - Β£1000/2000
Mortgage OP goal 2026 - Β£1200/Β£4500Β
Read 24 books this year 7/24
No Spend March- 17/314 -
Your off the blocks with your first OP. Congratulations π
I reckon your mortgage will be done and dusted by 50 easy π
Ps - Also not a fan of the new text box, thought it was just me.
Current Balance Β£14,300
MFW 2026 #31 Β£8,700 / Β£17,000 OP
MFIT - T7Β Β
Emergency Fund Β£4,400 / Β£5,000
0%CC May 2027-Β Β£5,000
0% Loan Β£600.00Β - paid β οΈ
Money made Β£130 / Β£365
Declutter 4 /52Β
Grocery Challenge 2025 Β£4885.78
Grocery Challenge 2026 Jan Β£328.20, Feb Β£297.01 Mar Β£352.91
The final countdown to June 2026 - Page 4 β MoneySavingExpert Forum2 -
I agree, you can do it!
MFW 67 - Finally mortgage free! ππ1
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