We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Thank god we paid the mortgage off

1…4647495152…83

Comments

  • Cherryfudge
    Cherryfudge Posts: 15,758
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    @ladybird1106 and @KajiKita - a huge 'well done' from me for looking after yourselves. Change isn't easy but take it a step at a time and acknowledge each bit of progress.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • KajiKita
    KajiKita Posts: 10,911
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Hugs for the dad thinkings x
    Never easy when a close family member carries something like that around with them and ends up sharing it with everyone.

    I’m a bit stunned by the one leg being a bit shorter than the other. Did you know that was the case? I suppose you do have a plan and exercises to help it now. Hopefully your body will respond quickly.

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 75 books of target 52 in 2026 as @ 21st October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,734
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    Sending love with the family thing. Its tough thinking over the past and what has happened isn't it? Ah well, a little self care and physio exercises can make a big difference.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • ladybird1106
    ladybird1106 Posts: 1,457
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Thanks watty1 it certainly is but hopefully with time things will get better.

    Badmemory this was brought up but being in my early 50’s isn’t on cards.
    love 🐞

    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • badmemory
    badmemory Posts: 10,688
    Tenth Anniversary 10,000 Posts Name Dropper
    Forumite

    Plates have definitely grown. The old pyrex ones I use fit on a rack in my top cupboards, the newer ones which I rarely use do not. I would love to replace my old ones as they have lost all their pattern but I just can't find anything like as good as them.

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.