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Thank god we paid the mortgage off

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Comments

  • Cherryfudge
    Cherryfudge Posts: 14,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    @ladybird1106 and @KajiKita - a huge 'well done' from me for looking after yourselves. Change isn't easy but take it a step at a time and acknowledge each bit of progress.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • KajiKita
    KajiKita Posts: 10,062 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Hugs for the dad thinkings x
    Never easy when a close family member carries something like that around with them and ends up sharing it with everyone.

    I’m a bit stunned by the one leg being a bit shorter than the other. Did you know that was the case? I suppose you do have a plan and exercises to help it now. Hopefully your body will respond quickly.

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Sending love with the family thing. Its tough thinking over the past and what has happened isn't it? Ah well, a little self care and physio exercises can make a big difference.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Thanks watty1 it certainly is but hopefully with time things will get better.

    Badmemory this was brought up but being in my early 50’s isn’t on cards.
    love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • badmemory
    badmemory Posts: 10,602 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper

    Plates have definitely grown. The old pyrex ones I use fit on a rack in my top cupboards, the newer ones which I rarely use do not. I would love to replace my old ones as they have lost all their pattern but I just can't find anything like as good as them.

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