We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Thank god we paid the mortgage off
Comments
-
Not a very exciting day as Mr 🐞 has felt exhausted and has been back to bed twice today. I did visit the allotment today, but that was about it.
FRUGAL WINS FOR TODAY.
• used nature’s tumble dryer (2 loads).
• leftovers for tea, homegrown grapes for a snack.
• skinned, chopped and frozen 4 tubs of plum tomatoes, chopped/ grated and frozen 1.5kg of courgettes, sliced in half, roasted and frozen cherry tomatoes, then podded french, climbing and borlotti beans onto trays to dry.
• watered future meals.
• started sowing green manure to prep for next years sowing.
• no money spent.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day5 -
Busy couple of days and been tired so not posted. Started taking vit D tablets as that might be contributing to my tiredness.
Voluntary work done.
FRUGALNESS FOR THE LAST 2 DAYS .
• Tuesday tea was green bean, vegetable and pesto soup ( homegrown basil, french beans, potato, herbs, welsh onions and courgette ) or leek and potato soup (homegrown leeks and potatoes). Wednesday tea was salad (homegrown lettuce, cucumber, tomatoes and beetroot), omelette and chips (homegrown potatoes). Snacks obviously homegrown apples, pears or grapes.
• watered future meals in the greenhouses.
• harvested future meals lettuce, cucumber, Welsh onions, herbs, apples, grapes, pears, tomatoes, borlotti and French beans. 2kg of tomatoes roasted and frozen, 0.5 kg of tomatoes eaten, beans have been podded and are drying on trays ( trays were bought from charity shops last year).
• sown more green manure to help feed the soil in preparation for next years crops.
•took part in energy company’s power save sessions 🤞it means I get a free hour.
I’m off to see a friend today providing the electric car has enough juice. Some idiot forgot to connect it last night and has had to borrow my car today to go to work. So we charged free air last night😖.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day5 -
Had a lovely time with my friend, we went on very long walk. Had fantastic views of a jay that we sat and watched . Came home via the supermarket and crumpled at the first hurdle and bought treats as well as own label weetabix and gluten free bread. Applied for another job, looking at another one that’s a bit outside my comfort zone., but sounds interesting.
FRUGALNESS FOR TODAY.
• Bought own label weetabix instead of the usual. ( let’s not mention the treats🥹).
• tea was veggie minestrone soup (homegrown herbs, courgette, borlotti beans and tomatoes ). Very filling and there is enough leftovers for 2 meals. We have frozen it to take with us when we stay with the eldest next week.
• lots of free exercise and therapy ( we are each others sounding boards) via friendship 💜.
• Mr 🐞 finally remembered to pay the account for his trainers that he was supposed to buy with his birthday money, but didn’t have it to hand when we got them.Love 🐞
Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day4 -
Mr 🐞is off today as he’s owed quite a bit few holidays with work. We are off to the allotment to get the brassica area ready for winter and put in the plants we ordered. Had a lovely breakfast of homegrown roasted tomatoes on toast with a sprinkle of feta cheese. I had a delivery of broccoli and cabbage plants yesterday that need potting on today, so best get to it.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day5 -
The youngest went to respite tonight and it’s their friend’s birthday, so they are having a birthday lunch tomorrow. Topped up the car with diesel 😱£52 odd, not even a full tank. Did a bit more on my application form.
FRUGAL WINS FOR TODAY.
• 2 out the 10 plants I had ordered had snapped. Normally I just suck it up but decided to ring and complain. I got 90% of the original cost refunded. 🥳
• lots of free exercise at the plot, not the 10,000 I would of liked but my back was aching by the time we left.
• lots of free mulch to go around the brassica area (we cut the grass).
• hoed, mulched and planted future meals.
• harvested tomatoes, french beans (currently drying), cucumbers, lettuce, potatoes and grapes.
• tea we used homegrown lettuce, cucumber, potatoes , peppers, welsh onions, basil, courgettes and roasted tomatoes.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day6 -
Catching up after a crazy week … 😊
Sounds like Mr LB needed to stop - that needing to sleep twice in a day is classic ‘crash’ after pressure stops (or he was going down with a bug 😉). I am surprised that his parents view on what the two of you have decided to do is so important to him - they must be very close ❤️
I am in AWE at your lottie produce. I bow down … 👏🎊🥳🎉 In all seriousness, very, very well done 😊 I suspect that as this role shift happens between you, Mr LB will gain a whole new respect for everything you currently do and the sheer breadth of your knowledge 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 74 books of target 52 in 2026 as @ 14th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
They have been quite worried about him KK. I think it helped that I was able to talk figures 💷, tax, pensions etc. Plus they are…… in awe of the lifestyle we lead and our lack of interest in having more. FIL actually said this and also that if anyone can make it work, we will. So we will see.
Had to go back to bed this morning as I felt exhausted 🥱 and had a headache. Felt better once I got back up, so we went to the allotment for a couple of hours.
FRUGALNESS FOR TODAY.
• walked to the book 📖 swap place and picked up a couple of books.
• free exercise at the plot and my walk to the above. Almost 10,000 steps.
• sowed under cover winter lettuce, spring onions and spinach🤞 they germinate.
• harvested carrots, radish, beetroot, grapes, peppers, courgette, cucumber and borlotti beans. Collected seeds from cosmos and pot marigolds- currently drying.
• made lasagna using homegrown courgette, tomatoes, peppers and basil. Enough mixture left to make pasta bake Monday. One portion of lasagna for another day. Tomatoes roasted and frozen. Peppers sliced, diced and frozen.
• snacks- grapes and apples.
• excess cucumbers have been finely sliced using the mandolin ( still have all my fingers 🤣) and layered with finely sliced onions and then sprinkled with sea salt. Tomorrow I will make a brine, add dill seeds and garlic maybe to make pickled cucumber. Never tried it before🥹.Think I might be coming down with a cold as I feel quite sniffy.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day5 -
That sounds like ‘hard won’ respect from your parents-in-law …. 😉😊
Sending germinating and bug-off vibes 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 74 books of target 52 in 2026 as @ 14th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hope you can fight off the germs. If you have excess courgettes, they are yummy to pickle in the same way as the cukes.
2 -
Thanks KK vibes greatly received and directed at my plants to be.
Teapot2 thanks for the info on courgettes, not had a glut this year but will store info for next year.
Mr 🐞currently failing at frugalness, having a shower now instead of waiting till our free electricity hour. Complaining of being sweaty. Told him it needs to be an in and out job🤣, honestly some people 🤣🤣🤣🤣.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.7K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.1K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.9K Mortgages, Homes & Bills
- 179K Life & Family
- 263.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards


