We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Thank god we paid the mortgage off

17172737476

Comments

  • KajiKita
    KajiKita Posts: 10,743 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Sounds like just the break you needed and well done for the job applications 👏

    If you haven’t already done so, get your CV up on CV L1brary - recruiters use that a lot. Refresh it every week, with one different word in the document or date in the title (save two versions of the file and just switch between them each week) and you will always be at the top of their searches by key word. You’ll get some rubbish coming through but you’ll also get some useful calls too and it’s all good practice for ‘selling yourself’, dealing with those calls 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2026 as @ 10th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,415 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    thanks KK I will look into it, later this week.
    Not looking forward to today as I’m going to half sibling house to help them declutter the stuff they took from dad’s house🤬. I understand why they took it, but I’m not happy that I’ve allowed my self to be actually roped in to doing it. I need to learn to say no🤬. It’s in a massive shed, that is almost full to the brim with stuff. I’ve told them I will be very ruthless and I am not taking it to the tip. That’s their job to do once I’m finished for the day.
    This afternoon I have physio and then it’s a visit to the plot. I wonder what awaits us there. Probably huge courgettes 🤣.
    love 🐞

    Declutter 1865/ 2026
    books read 15in 2026
    £320 🥳 funpot
    🐞change pot £0
    £20/£500

  • Watty1
    Watty1 Posts: 8,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    great interview advice Kk

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Cherryfudge
    Cherryfudge Posts: 15,632 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I used AI to help me prepare for my new job, and it was very useful. If you can feed the job description and person spec into a computer and ask 'what questions are likely in an interview for this post?' or, more briefly, 'What sort of questions might I be asked in an interview for X?', then it will give you a very good starting point.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.5K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456K Spending & Discounts
  • 248.1K Work, Benefits & Business
  • 605.5K Mortgages, Homes & Bills
  • 178.9K Life & Family
  • 263.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.