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Thank god we paid the mortgage off

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Comments

  • KajiKita
    KajiKita Posts: 10,911
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Sounds like you are having a wonderful break and I am so glad the insole is helping.

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 74 books of target 52 in 2026 as @ 14th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,456
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Application is done even though I had a massive headache. I did get AI to help. Although it covered everything I wanted, but my word it was waffling. Got it to cut the waffle and still needed to adapt it to reflect me. Took hours as I was trying to remember which qualifications I did when and trying to find addresses for places I worked but no longer exist. Anyway it’s done and we went out to celebrate at the chippie. Currently indulging in a glass of wine to unwind. Closing date is Sunday with potential interview date next Thursday.
    love 🐞

    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • beanielou
    beanielou Posts: 101,509
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Well done.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Cherryfudge
    Cherryfudge Posts: 15,756
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    All the best with the job application! I know just how you mean about remembering what you've done and when, then adjusting it fit the job in question. I used AI too, saved me hours but I still needed to edit it and make it mine.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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