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Thank god we paid the mortgage off

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Comments

  • KajiKita
    KajiKita Posts: 10,682 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Sounds like you are having a wonderful break and I am so glad the insole is helping.

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 63 books of target 52 in 2026 as @ 2nd September. 
    Produce tracker: £245 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,405 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Application is done even though I had a massive headache. I did get AI to help. Although it covered everything I wanted, but my word it was waffling. Got it to cut the waffle and still needed to adapt it to reflect me. Took hours as I was trying to remember which qualifications I did when and trying to find addresses for places I worked but no longer exist. Anyway it’s done and we went out to celebrate at the chippie. Currently indulging in a glass of wine to unwind. Closing date is Sunday with potential interview date next Thursday.
    love 🐞

    Declutter 1536/ 2026
    books read 11 in 2026
    £320 🥳 funpot
    🐞change pot £84.92
    £20/£500

  • beanielou
    beanielou Posts: 101,039 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Well done.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • daisy_1571
    daisy_1571 Posts: 3,240 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    if you kept a copy that will help if you fill in an application in future as you will have all the information at your fingertips in one place. If you didn't keep a copy maybe write or type something out in the next few days while its all fresh in your memory

    D

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
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