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Thank god we paid the mortgage off
Comments
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Sounds like you are having a wonderful break and I am so glad the insole is helping.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 74 books of target 52 in 2026 as @ 14th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
We didn’t manage to see a barn owl last night. But as compensation the cosmos provided us opportunity to spend 20 minutes watching dolphins 🐬. Quite a large pod including mum and calf😃.
Paid £8:10 for parking😱. Managed another long walk today although towards the end my leg was starting to tire. We then went to see friends who live in the area. We had planned to see them for a couple of hours and then go to the chippie. Unfortunately we got talking and then realised the chippie was shutting in 10 minutes. After we left we called at the supermarket (£26) for some provisions. We decided to make baked feta and roasted homegrown tomatoes with pasta for tea instead.
Looking forward to watching sewing 🐝 tonight. Tomorrow the weather isn’t going to be great so I’m going to start on my application form.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day8 -
Application is done even though I had a massive headache. I did get AI to help. Although it covered everything I wanted, but my word it was waffling. Got it to cut the waffle and still needed to adapt it to reflect me. Took hours as I was trying to remember which qualifications I did when and trying to find addresses for places I worked but no longer exist. Anyway it’s done and we went out to celebrate at the chippie. Currently indulging in a glass of wine to unwind. Closing date is Sunday with potential interview date next Thursday.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day4 -
Well done.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
if you kept a copy that will help if you fill in an application in future as you will have all the information at your fingertips in one place. If you didn't keep a copy maybe write or type something out in the next few days while its all fresh in your memory
D
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
Thanks beanielou. Daisy_1571, luckily enough I was able to cut and paste from the form I submitted as it was on a council website and you can access your application form. In the process of applying for a couple of more jobs, which would be preferable to the original one. We’ve worked out that I need to earn at least £18,000 ( Mr 🐞 wage drop will be £13200 less a year before tax etc and £4,495.40 carers allowance that I will lose) Anyway 🤞something materialises.
Mr🐞and I started discussing what jobs need tackling once he’s part time. Top priorities are finishing the hedgehog box that has been 18months in the making🤣, kerb appeal of the house ( dfwb321 and watty1 inspired) and altering the back garden on a shoe string. The last 2 will hopefully help with us selling the house in the future.
We went on a 7 mile walk today, 3/4 of the way round my energy just slumped, leg, hip and back not happy. Just too far. Had to have a sleep and Mr🐞 cooked tea when we got back. Hopefully a shorter walk tomorrow.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day6 -
All the best with the job application! I know just how you mean about remembering what you've done and when, then adjusting it fit the job in question. I used AI too, saved me hours but I still needed to edit it and make it mine.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Thanks cherryfudge good to know someone else is the same.
Up ridiculously early this morning as the plan was to get to the beach to watch the sunrise. Stunningly beautiful this morning. 13,000 steps done before 9:30am. Absolutely shattered and because I’m on holiday and no kids, I’m off for a 😴.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day7 -
lovely nap, managed to sit out in the intermittent sun this afternoon and did yoga also. We went out for a meal, so that’s almost all of the change pot money spent. I think there is enough leftover for cake and tea tomorrow.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day5 -
Another application form in this morning, slightly different job to the other one, just a different client group.
Had a lovely afternoon at the bird reserve, had tea and cake to round off our holiday. We’ve spent £21 over my original penny pot fund on going out etc. In fact almost £20 of the overspend was on car parking 😱.
Catching the last few rays before we have tea, tidy up and then travel home😮💨. It’s been a good break, we’ve discussed lots of life issues and have loose plans on how we are going to move forward.Love🐞
Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day8
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