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Thank god we paid the mortgage off

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Comments

  • beanielou
    beanielou Posts: 99,528 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Well done to you both.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Cherryfudge
    Cherryfudge Posts: 14,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    That sounds like a very successful day!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    hmmmm I think it would be quick to list what’s not in there KK. Unable to use my large work bench or access my tools etc. Anyway that’s a problem for next weekend.
    Love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • Watty1
    Watty1 Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Remind yourself what you have done - not how much is left - advice I need to take often 😊

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,062 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Sounds like a candidate for before and after photos 😊

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Typically I have the youngest bug now. Did a lot of sitting at the plot and finally gave up when I just was too tired to muster up any energy. Came home and had 2 big sleeps. Really tired again. No headaches just feel sick now and again. Cancelled plans for tomorrow😞.
    love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • teapot2
    teapot2 Posts: 3,781 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Aw sorry to hear you've picked up the bug and had to cancel your plans again. Take care and hope you feel better very soon x

  • Cherryfudge
    Cherryfudge Posts: 14,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Take care of yourself and rest if you can. x

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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