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Thank god we paid the mortgage off

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Comments

  • beanielou
    beanielou Posts: 101,397
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Well done to you both.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Cherryfudge
    Cherryfudge Posts: 15,730
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    That sounds like a very successful day!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • ladybird1106
    ladybird1106 Posts: 1,443
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    hmmmm I think it would be quick to list what’s not in there KK. Unable to use my large work bench or access my tools etc. Anyway that’s a problem for next weekend.
    Love 🐞

    Declutter 2098/ 2026
    books read 17 in  2026
    £80 🥳 funpot
    🐞change pot £0


  • Watty1
    Watty1 Posts: 8,703
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    Remind yourself what you have done - not how much is left - advice I need to take often 😊

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,870
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Sounds like a candidate for before and after photos 😊

    KK

    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 73 books of target 52 in 2026 as @ 11th October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,443
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Typically I have the youngest bug now. Did a lot of sitting at the plot and finally gave up when I just was too tired to muster up any energy. Came home and had 2 big sleeps. Really tired again. No headaches just feel sick now and again. Cancelled plans for tomorrow😞.
    love 🐞

    Declutter 2098/ 2026
    books read 17 in  2026
    £80 🥳 funpot
    🐞change pot £0


  • teapot2
    teapot2 Posts: 3,935
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Aw sorry to hear you've picked up the bug and had to cancel your plans again. Take care and hope you feel better very soon x

  • Cherryfudge
    Cherryfudge Posts: 15,730
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    Take care of yourself and rest if you can. x

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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