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Thank god we paid the mortgage off
Comments
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Well done to you both.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
That sounds like a very successful day!
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
hmmmm I think it would be quick to list what’s not in there KK. Unable to use my large work bench or access my tools etc. Anyway that’s a problem for next weekend.
Love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.532 -
Remind yourself what you have done - not how much is left - advice I need to take often 😊
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Sounds like a candidate for before and after photos 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
That’s a good way to view it watty1, much more positive.
Good idea KK.Youngest still ill and Mr🐞 has had to go back to bed with a headache. He’s hoping it’s a migraine as he does get those and says it’s very similar🤞. He’s arranged to see an ex-colleague tomorrow who he really misses, so hoping it’s just a migraine. I’m wondering if the youngest illness is linked to starting hrt . As they have been ill every month since starting it so going to look at this diary and see if I can see a pattern.
I’m off to the plot in a mo as we found loads of cardboard boxes in the garage. Going to use them under the tarps to supress the weeds in the squash area to be and that way I won’t have to dig it over, I’ll just have to pit dig instead. Paid allotment fees this morning £132.49.
love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.536 -
Yesterday’s venture to the plot-🤣 well I thought the car boot and back seat full of cardboard would cover a large area🤣. Anyway it’s done one of 3 really weedy areas, tarps put on top. So hopefully that will do the job. I will remove them about June time. Emptied my hot bin to start again. I did get some lovely liquid feed that I watered done and fed to my cauliflowers. There were also worms in there, which I have no idea how they got in there. It just had waste food, paper and wood chips. It was also raised off the floor, so I can access the tap for the liquid feed. So how on earth did they get there? Garlic fertiliser was added and watered in. Sat and admired my handiwork as I ran out of steam.
Walked miss giddychops and phoned my friend who I knew I would be on the phone for at least an hour if not more.
Mr🐞 is off to see his friend this morning as it was just a migraine and apparently the youngest is feeling better🥳. I can almost guarantee I will wake up with it tomorrow as I’m hoping to see a friend in the day and another on the nighttime😲. Only time will tell I guess.Love 🐞
Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.535 -
Typically I have the youngest bug now. Did a lot of sitting at the plot and finally gave up when I just was too tired to muster up any energy. Came home and had 2 big sleeps. Really tired again. No headaches just feel sick now and again. Cancelled plans for tomorrow😞.
love 🐞Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.534 -
Aw sorry to hear you've picked up the bug and had to cancel your plans again. Take care and hope you feel better very soon x
1 -
Take care of yourself and rest if you can. x
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221
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