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Thank god we paid the mortgage off

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Comments

  • KajiKita
    KajiKita Posts: 10,074 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Thank you for sharing about your leeks @Cherryfudge, mine too! 🙄😂

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    At least you both have leeks, mine didn’t amount to much and then succumb to leeks moth😭
    love 🐞
    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • KajiKita
    KajiKita Posts: 10,074 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Bah! to leeks!! 🙄😂😉

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cherryfudge
    Cherryfudge Posts: 15,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And there was I hoping someone would say to feed them comfrey at the full moon or walk round them barefoot casting pieces of aspirin or something... obviously it's just Not The Year For Leeks. I will take heart and try again.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Cherryfudge
    Cherryfudge Posts: 15,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • themadvix
    themadvix Posts: 9,531 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    My leeks were doing really well until leek miner got them. But imagine yours will pick up nicely now the days are getting longer and you’ll have a nice spring crop.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cherryfudge
    Cherryfudge Posts: 15,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    themadvix said:
    My leeks were doing really well until leek miner got them. But imagine yours will pick up nicely now the days are getting longer and you’ll have a nice spring crop.
    Oh I hope so! I'm not (yet) much good at growing things out of doors... 

    Well done on tackling the loft @ladybird1106! Ours is too full but now I have a few things listed on V1nted, I might have some hope of letting go of some of it.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • KajiKita
    KajiKita Posts: 10,074 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    I know you won't be part of a team as a Lolly-pop lady but you will get to know your 'customers' really well so hopefully that will offset the lack of 'team' directly around you.

    The advertising an internal role that your friend has covered on a temp basis for 3.5 years sounds pretty brutal! If they decide to go for it and get it, I hope it's worth it …

    Awesome progress on the cooker hood, decluttering etc ☺️

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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