Being nosey... How many Regular Saver accounts do you have?

bioboybill

I currently have 20 RS in my name and 8 for my wife. She's not that keen on having loads of accounts in her name, but I'm working on it. I only do accounts that are 5.5% or higher, and only those that can be opened online. They are all fully funded to the max allowed.

Ch1ll1Phlakes

Update for me. Even though I've opened accounts with 4-5 new providers in the past two months, renewals and older accounts closing has meant I'm still sitting on 16 in total. To add some further detail to the table my current monthly funding is (a rather odd) £3425

EDIT: Figured out I miscounted for my initial submission which should have been 15. My bad 

exel1966

Update, Now 81 live RS, 1 more to be opened next week when paperwork received. Ten maturities to come over the next two months, at least 3 cannot be replaced due account availability and 6 are with PBS so it's an unknown quantity as to whether they can be 'rolled over'. I would expect the overall total to be less come Jan 1st, unless any BS surprise us with new offerings.

nomorekids

exel1966 said:

Update, Now 81 live RS, 1 more to be opened next week when paperwork received. Ten maturities to come over the next two months, at least 3 cannot be replaced due account availability and 6 are with PBS so it's an unknown quantity as to whether they can be 'rolled over'. I would expect the overall total to be less come Jan 1st, unless any BS surprise us with new offerings.

Wow whats your minimum to fund? closed nearly all below 5% myself

Bobblehat

Hi Folks .... latest update ....

Following suggestions made earlier, topyam and myself have now arranged for the RS League Table to be added to Post #1 of this thread. Future updates of the table will go to Post #1 instead of being embedded in amongst the thread messages, which should make it easier for people to find. 

When there is an update, a message will be posted, with a link to take you to Page 1 and the table will be in Post #1 ... like here ....

https://forums.moneysavingexpert.com/discussion/6631929/being-nosey-how-many-regular-saver-accounts-do-you-have/p1

Postings from contributors with updated figures that happen after the table has been updated will appear in the next update. Watch out for a thanks from me on your post and you will know that I have seen it and amended the table as appropriate for the next update.

There have been a lot of messages from contributors who like this thread just as it is, including topyam and myself. We have agreed to take the "If it ain't broke, don't try to fix it" approach and kept the change as simple as possible, while hopefully making the table easier to find. No need to complicate things with a 3rd thread or merging with other thread(s). This is still the place for general stories about your RS acquisitions, anecdotes about RS's ... anything fun or a bit "leftfield" about RS's. Bridlington1's thread is still the best place to reach a maximum audience for specific aspects of individual RS's or specific operational issues of RS's in general.

Cheers, Bob.

Bobblehat

exel1966 said:

Update, Now 81 live RS, 1 more to be opened next week when paperwork received. Ten maturities to come over the next two months, at least 3 cannot be replaced due account availability and 6 are with PBS so it's an unknown quantity as to whether they can be 'rolled over'. I would expect the overall total to be less come Jan 1st, unless any BS surprise us with new offerings.

Sorry exel1966 ... just missed the last update, but it'll be in the next one ..... you're still top dog at the moment 

exel1966

Bobblehat said:

exel1966 said:

Update, Now 81 live RS, 1 more to be opened next week when paperwork received. Ten maturities to come over the next two months, at least 3 cannot be replaced due account availability and 6 are with PBS so it's an unknown quantity as to whether they can be 'rolled over'. I would expect the overall total to be less come Jan 1st, unless any BS surprise us with new offerings.

Sorry exel1966 ... just missed the last update, but it'll be in the next one ..... you're still top dog at the moment 

No need for apologies ! Liking that you and topyam are working together on this and keeping it here afterall. this is it's ancestral home, it's a good solution.

May I suggest one or both of you put the link to P1 in your signatures to make it even easier.

Good news BoE rates held at 4% !!

fuzzzzy

I used to worry that I had too many savings accounts and that my son would curse me once I had departed this world and he had to sort it all out. I think I will leave a link to this thread in my death file and he will be able to see that at least in terms of regular savers  I am not even in the premier league.

Bobblehat

exel1966 said:

Bobblehat said:

exel1966 said:

Update, Now 81 live RS, 1 more to be opened next week when paperwork received. Ten maturities to come over the next two months, at least 3 cannot be replaced due account availability and 6 are with PBS so it's an unknown quantity as to whether they can be 'rolled over'. I would expect the overall total to be less come Jan 1st, unless any BS surprise us with new offerings.

Sorry exel1966 ... just missed the last update, but it'll be in the next one ..... you're still top dog at the moment 

No need for apologies ! Liking that you and topyam are working together on this and keeping it here afterall. this is it's ancestral home, it's a good solution.

May I suggest one or both of you put the link to P1 in your signatures to make it even easier.

Good news BoE rates held at 4% !!

Thanks ... it's good to get feedback 

Good idea about the signature! I'll get to it!

exel1966

nomorekids said:

exel1966 said:

Update, Now 81 live RS, 1 more to be opened next week when paperwork received. Ten maturities to come over the next two months, at least 3 cannot be replaced due account availability and 6 are with PBS so it's an unknown quantity as to whether they can be 'rolled over'. I would expect the overall total to be less come Jan 1st, unless any BS surprise us with new offerings.

Wow whats your minimum to fund? closed nearly all below 5% myself

Essentially it's always the same as the best available EA. Even though I have that I hedge my bets by spreading funds around as institutions all respond differently to BoE rate changes. I  have a few under that with minimum funding as enablers to other accounts and competitions.