Being nosey... How many Regular Saver accounts do you have?

Bobblehat

Thanks for the updates folks.

I submitted an update early in April by PM to topyam …. but I don't think he has seen it yet, Maybe he is away from the forum at the moment. I'll continue updating the table for May and submit a new update next week. Hopefully we'll get things sorted by then 😀

My May figures drops me down the table quite a few places … 22 RSs, £6,810 funded in May, £52,800 current value, £4,409 predicted annual return and 6.30% weighted average.

Bobblehat

@topyam The May update is available in a PM. Cheers!

Bobblehat

I'm not sure why the April and May updates are not yet visible on Page 1 (to me anyway!), maybe @topyam is not receiving the PMs, or is otherwise occupied?

I've put the May update back within the thread, hopefully as a temporary measure!

Bobblehat

…. and thanks to @Bridlington1 for encouraging me to experiment with bringing the table back to one image instead of being split in to two 😀

Dizzycap

Update: EDIT ERROR

My RS have now reduced down to 29 fully funded RS each month with some that have/had good interest rates having been renewed over the past 2-3 months before becoming NLA, whilst others at maturity which didn't offer a competitive interest rate above the present 4.89% / 5% AER (v) interest rate I can receive in EA accounts, so were closed.

Total PM: £7,560 .Average interest weight of 6.15%. Lowest predominantly fixed interest rate of 5.5%. Current value: £54689.25, inclusive of annual interest added to RS with 2 year terms.

**I also forgot to add the 2 digital RS I hold. My RBoS holds the max 5K @ 5.25% monthly interest which I throw into my Halifax RS along with any other interest from matured monthly RS's before I top up to the £250 max. However, I closed and reopened my Natwest RS when the 16 month 7.1% digital RS interest rate was on offer back in February for those who opened a new current account with a switch etc.

Whilst I will be looking at 5% fixed rate RS in due course, it seems somewhat futile for me at present with regards to drip-feeding 4.89% / 5% AER (v) to 5%(f) monthly; as the yearly interest difference is around £5, but an extra £5 is £5 I wouldn't otherwise have. I still have the option of opening a Lloyds RS @ 5.25% which I may well do in June, to spread out monthly RS maturities across the whole year whilst netting me an additional £9 in interest for the year.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/82008074#Comment_82008074

No problem @Dizzycap …spotted your edit and adjusted the table for the next update.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/82009578#Comment_82009578

Thank you 🤗.

solartom

Update 38 x Rs , Monthly Funding 7610, Current Value 69500 , Weighted Average 6.20 %

clairec666

I've dropped to 21 accounts, due to a couple of Principality accounts maturing. Fully funding 14 of them every month (anything 6% or over). I'm quite glad of this lull in new accounts on offer, I haven't really got the capacity for any new accounts right now.

Property purchase is still ongoing. I'm going to have to use some of my regular saver funds, but the majority will go untouched, and I'll build them up again over the next couple of years.

Newly_retired

Update. 16 accounts, one about to mature but will be replaced, unlike closed Principality ones.

Monthly pay in £3110.