Being nosey... How many Regular Saver accounts do you have?

alfred64

Just let it go. Its not worth getting upset about. Let them do what they want with this thread and continue with your own Regular savers threads.

Kim_13

My observation in this thread has been that it can be more of a running commentary (which users of The Top Regular Savers Discussion Thread tend not to like, e.g. when there are many "opened and funded" posts, or too much around one institution/RS.) I would expect to visit that thread to get help with any issues I might have in getting accounts up and running or in managing a maturity, but wouldn't expect the audience of the main thread to want to hear about endeavours to have one account maturing each month or what is maturing when.

A few months ago there was some discussion around values, but it was considered show off ish. So I can see why others may have felt, rightly or wrongly, that the main thread was not the appropriate place for something that leans more towards whimsical banter (to borrow a description from another thread) rather than discussion. 

dcs34

Respectfully, I think you should be enthusiastic for the regular saver league table thread to be as far away from the main chat thread as possible to save yourself the brain capacity for maintaining it. Since it's basically a 'meta' thread about people's acquisitions of regular savers, I would wager that a lot of people interested in regular saver accounts (for, let's be honest, purely selfish purposes) aren't bothered how many accounts Dave from Stratford opened last month. But they might be interested if he popped into a branch of Building Society X and was told about a forthcoming new product, or if he had a particular odd experience providing maturity instructions online which might apply or benefit other people, which is what your main thread caters for brilliantly (with the added benefit it is all in one handy place for those of us regular-saver obsessives). Then those who just want the 'headlines' of products being launched or withdrawn can rely on the 'No Chat' version.

Ongoing monthly / weekly tracking of accounts for multiple forumers will add dozens of posts to the regular saver thread each day which have (respectfully) limited value to most other posters, but are interesting enough for the hardcore group who want to track and 'gamify' such things (as is their right to do of course!). An equivalent thread is the monthly premium bond prize winning thread - a nice discussion for sure but not exactly a must-read thread for the latest savings insights.

Or reaching for another anology, the main thread is the BBC News page, the No Chat thread is the ticker, and this thread is a comments section. All serve a useful - but distinct - purpose, and would all be weaker if merged together.

I would also add that this forum, like many, is essentially a collectivist endeavour without a sole auteur and if OPs want to run their threads a certain way that's entirely their prerogative, unless and until MSE staff intervene (and I don't think this case justifies it).

All said with the utmost respect for your dedication to regular savers and this forum!

s71hj

Kim_13 said:

My observation in this thread has been that it can be more of a running commentary (which users of The Top Regular Savers Discussion Thread tend not to like, e.g. when there are many "opened and funded" posts, or too much around one institution/RS.) I would expect to visit that thread to get help with any issues I might have in getting accounts up and running or in managing a maturity, but wouldn't expect the audience of the main thread to want to hear about endeavours to have one account maturing each month or what is maturing when.

A few months ago there was some discussion around values, but it was considered show off ish. So I can see why others may have felt, rightly or wrongly, that the main thread was not the appropriate place for something that leans more towards whimsical banter (to borrow a description from another thread) rather than discussion. 

The trouble is that before we know it people will be saying "this isn't about the number of regular savers you have" on this thread. Initially I thought that this thread was the popcorn to the movie main thread. And I don't mean that to be insulting or patronising, it seemed that was all this thread intended to be. It now seems to be edging into more than just how many regular savers do you have. I've always been of the view there should be huge tolerance in the main thread whether it's giving a nice little tip or hack to help your  friends/community on there like the multiple Cahoot 5% trick, the multiple 6% Edge saver hack or OK, it doesn't help me to know you've got away with the Principality thing too, but it takes me a second or 2 to scroll past it and glad to hear etc. Or I have a brilliant spreadsheet I don't need to hear about what is in yours. However Bridlington1 (who by the way has reached predictive text status on my phone memory) is pretty balanced in letting these types of discussion run for a well judged period of time before intervening, like the best managers I have worked for have always been.
I'll say one other thing, the quality of the main thread, and I think we should appreciate this, is simply breathtaking. It's so easy to take for granted but this is just a chat forum and a person in their own time, often their lunch hour produces something of a Money-saving Expert, Moneyfacts type of quality. I would hate to risk losing that. 

clairec666

Bridlington1 said:

clairec666 said:

I quite like how the "main" thread is the place to go for facts, T&Cs, news about new accounts, etc., and this one is for general chat about how many accounts everyone has.

I'm afraid I can not agree with you on that one, for the reasons I should like to outline below:
...

We'll have to agree to disagree on that one. I think it's fine for the two threads to run concurrently. No need to dwell over the finer points of it.

nomorekids

Another vote for Bridlington1, I don't care about how many anyone has especially when the number includes regular savers at lower interest than easy access just for the sake of keeping the number of regular savers high. This thread can get personal and is in fact personal, the whole "how many have you got?" is about the saver. The main threads full of information as well as banter is about the savings accounts and institutions themselves. Nothing gets personal there, sadly not the case here. 
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