Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Awesome August's No-Spend Days Challenge!
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7/19 Please @cathybird Thank youMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
NSD Wednesday 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Another one for me.August No Spend Challenge: 14/13
2025 No Spend Days: 101/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
August 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAfdaff 8/10AuntieL 14/18beanielou 21/19Caeraugirl 8/10cathybird 20/15Changeyourlife25 3/10Crazybee787 7/19Crazycatlady2 15Dizzycap 24/20Doris17 1/15Emmel 12InDebtEnby 14/13Jay1 2 14KajiKita 21/20laurenh1 14/18LittleMissDetermined 16/15Optimistic Saver 18Pinkpieuni 8/10Prodigal50 2/15Quantaqa 15/15QueenJess 13/15Scrumpy18 10short bird 18/18thepurplepixie 15Thriftymissus 11/24VickyA 2 4/10To see the updated results for August on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Another NSD. I won't achieve my target this month, but I have had a marvellous holiday. I suppose I had saved for it, but there were frivolities!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared1
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Morning allDeclaring a 25/20 NSD Thursday
@cathybird - I'm happy to keep 20 NSD for September - Thank you for keeping the thread going and updaing daily
I might not record any more NSD over the weekend, not that I'm expecting any spendy days, but will see you over on the September Thread xxxx~ NSD 2025 - NSD August 25/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)0 -
One yesterday and one for today please CB xx0
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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