📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Awesome August's No-Spend Days Challenge!

12526272931

Comments

  • short_bird
    short_bird Posts: 4,038 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sunday was day 16, not sure how today is going to pan out...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • CrazyBee787
    CrazyBee787 Posts: 1,018 Forumite
    1,000 Posts Name Dropper Photogenic
    KajiKita said:
    Does anyone understand why I have no control over spending in the summer months? Is it because there is general air of spend spend spend, holiday, holiday, holiday. As much as I try to reign in my spending over the summer months I feel often defeated. However now the nights are drawing in I feel I can rein it in again, although sadly not today @cathybird . I don't get it, I try and fail and a lot of the time I just give up, give in and flop. I will try again tomorrow. Feeling useless, redundant and possibly there is an air of optimism lingeringXX
    I think it’s because we socialise, go out and generally do more, so there are more demands on our funds, whether it’s food because we are out, parking, transport, fuel, presents for hosts etc etc. 

    Well done for being able to rein it in over cooler months - it makes no difference here! 😉😂

    KK
    Thank you KK, you seem to do allright every day with your building up no spends, well done for continuing to plug away at it. I will try my hardest to improve now thank youXX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
    Once accomplished all three come back and start new missions!
  • CrazyBee787
    CrazyBee787 Posts: 1,018 Forumite
    1,000 Posts Name Dropper Photogenic
    on that note 6/19 please @cathybird thank youXX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
    Once accomplished all three come back and start new missions!
  • CrazyBee787
    CrazyBee787 Posts: 1,018 Forumite
    1,000 Posts Name Dropper Photogenic
    cathybird said:
    @Crazybee787 I do think there is more of a sense of freedom in the summer but wonder if you can pin down more why it happens for you the way it does? xxx 
    I know cathybird, I need to understand what it is, I am not in the right place to understand I can't sense what it is, I am looking in the dark. Thank you. XX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
    Once accomplished all three come back and start new missions!
  • Pinkpieuni
    Pinkpieuni Posts: 154 Forumite
    100 Posts Name Dropper Photogenic
    Reporting 3 days, Sunday, yesterday and today. 

    Challenges

    NSD August- 8/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £848/£1,378 -(32/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £65,895 Target  MF (Jun 26) 307 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,054

    "Look after the pennies and the pounds will look after themselves"

  • cathybird
    cathybird Posts: 15,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 August at 10:40PM
    August 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    August targets


    Afdaff 8/10  image  image 


    AuntieL 13/18  image  image  image  


    beanielou 20/19  image  image  image   image  image  image  image


    Caeraugirl 8/10  image  image 


    cathybird 20/15  image  image  image   image   image  image  image


    Changeyourlife25 3/10  image 


    Crazybee787 6/19  image  image 


    Crazycatlady2 15 


    Dizzycap 23/20  image  image  image   image  image  image  image


    Doris17 1/15  image 


    Emmel 12 


    InDebtEnby 13/13  image  image  image  image 


    Jay1 2 14 


    KajiKita 19/20  image  image  image   image 


    laurenh1 14/18  image  image  image 


    LittleMissDetermined 16/15  image  image  image   image   image  image


    Optimistic Saver 18 


    Pinkpieuni 7/10  image  image 


    Prodigal50 2/15  image 


    Quantaqa 15/15  image  image  image   image   image 


    QueenJess 12/15  image  image  image  


    Scrumpy18 10 


    short bird 16/18   image  image  image   image 


    thepurplepixie 15  


    Thriftymissus 11/24   image  image  image  


    VickyA 2 3/10   image 



    To see the updated results for August on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • QueenJess
    QueenJess Posts: 4,537 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2025 decluttering: 4,462 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 350🥉🥈🥇💎🏆
    Mini freezer challenge +1/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • InDebtEnby
    InDebtEnby Posts: 125 Forumite
    100 Posts Name Dropper Photogenic
    One today, which takes my total to 100 this year
    August No Spend Challenge: 14/13
    2025 No Spend Days: 101/100
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • AuntieL
    AuntieL Posts: 384 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Tuesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.