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Awesome August's No-Spend Days Challenge!
Comments
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Sunday was day 16, not sure how today is going to pan out...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
KajiKita said:CrazyBee787 said:Does anyone understand why I have no control over spending in the summer months? Is it because there is general air of spend spend spend, holiday, holiday, holiday. As much as I try to reign in my spending over the summer months I feel often defeated. However now the nights are drawing in I feel I can rein it in again, although sadly not today @cathybird . I don't get it, I try and fail and a lot of the time I just give up, give in and flop. I will try again tomorrow. Feeling useless, redundant and possibly there is an air of optimism lingeringXX
Well done for being able to rein it in over cooler months - it makes no difference here! 😉😂
KKMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!2 -
on that note 6/19 please @cathybird thank youXXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
cathybird said:@Crazybee787 I do think there is more of a sense of freedom in the summer but wonder if you can pin down more why it happens for you the way it does? xxxMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
Reporting 3 days, Sunday, yesterday and today.
Challenges
NSD August- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 307 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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August 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAfdaff 8/10AuntieL 13/18beanielou 20/19Caeraugirl 8/10cathybird 20/15Changeyourlife25 3/10Crazybee787 6/19Crazycatlady2 15Dizzycap 23/20Doris17 1/15Emmel 12InDebtEnby 13/13Jay1 2 14KajiKita 19/20laurenh1 14/18LittleMissDetermined 16/15Optimistic Saver 18Pinkpieuni 7/10Prodigal50 2/15Quantaqa 15/15QueenJess 12/15Scrumpy18 10short bird 16/18thepurplepixie 15Thriftymissus 11/24VickyA 2 3/10To see the updated results for August on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Declaring a NSD today.2025 decluttering: 4,462 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 350🥉🥈🥇💎🏆Mini freezer challenge +1/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One today, which takes my total to 100 this yearAugust No Spend Challenge: 14/13
2025 No Spend Days: 101/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20303 -
NSD Tuesday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7002
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