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Awesome August's No-Spend Days Challenge!
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Today was day 17.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
August 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAfdaff 8/10AuntieL 13/18beanielou 21/19Caeraugirl 8/10cathybird 20/15Changeyourlife25 3/10Crazybee787 6/19Crazycatlady2 15Dizzycap 24/20Doris17 1/15Emmel 12InDebtEnby 13/13Jay1 2 14KajiKita 21/20laurenh1 14/18LittleMissDetermined 16/15Optimistic Saver 18Pinkpieuni 8/10Prodigal50 2/15Quantaqa 15/15QueenJess 13/15Scrumpy18 10short bird 18/18thepurplepixie 15Thriftymissus 11/24VickyA 2 3/10To see the updated results for August on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I don’t think I posted yesterday?One for yesterday and today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Good morning allIt's a NSD 24/20 Wednesday! Beautiful morning with hopefully rain this afternoon to water the gardenWishing everyone a Wonderful NSD Wednesday xxxxx Do you really need to spend today?~ NSD 2025 - NSD August 24/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1
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Another nsd today.
Challenges
NSD August- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 307 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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Day 18!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Declaring a NSD today.2025 decluttering: 4,462 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 350🥉🥈🥇💎🏆Mini freezer challenge +1/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
(I've listed the same targets as this month but pls say if you'd like to aim for something different!)
September targetsAfdaff 10AuntieL 18beanielou 19Caeraugirl 10cathybird 15Changeyourlife25 10CrazyBee787 19Crazycatlady2 15Dizzycap 20Doris17 15Emmel 12InDebtEnby 13KajiKita 20laurenh1 18LittleMissDetermined 15Pinkpieuni 10Prodigal50 15Quantaqa 15QueenJess 15short bird 18thepurplepixie 15Thriftymissus 24VickyA 2 10🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Hi Cathy,
Yes I want to stick with 20 next month. There are many things I want to do and not frittering will help that … 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
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