We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Awesome August's No-Spend Days Challenge!

1252628303135

Comments

  • Dizzycap
    Dizzycap Posts: 1,241 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 25 August at 8:25AM
    Morning all  <3 It seems the forum threads are not updaing in the notifications which seems to be the same for most  :|:#
    It's a Spendy 22/20 Sunday - Need to bulk buy on super discounted bulk shop items  ;) and booked a shopping delivery for Thursday. All of which should more see me through the rest of the month & well into next :D I really do hate shopping at the best of times!   :/  :s  I hope everyone has a lovely NSD Sunday! Do you really need to spend today?
    ~ NSD 2025 - NSD October 19/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • VickyA_2
    VickyA_2 Posts: 4,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've been away on holiday for a couple of weeks - a great time, but now back to moneysaving ways!

    However, I have TWO NSD days to declare from the weekend.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • AuntieL
    AuntieL Posts: 419 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Monday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • KajiKita
    KajiKita Posts: 8,431 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Does anyone understand why I have no control over spending in the summer months? Is it because there is general air of spend spend spend, holiday, holiday, holiday. As much as I try to reign in my spending over the summer months I feel often defeated. However now the nights are drawing in I feel I can rein it in again, although sadly not today @cathybird . I don't get it, I try and fail and a lot of the time I just give up, give in and flop. I will try again tomorrow. Feeling useless, redundant and possibly there is an air of optimism lingeringXX
    I think it’s because we socialise, go out and generally do more, so there are more demands on our funds, whether it’s food because we are out, parking, transport, fuel, presents for hosts etc etc. 

    Well done for being able to rein it in over cooler months - it makes no difference here! 😉😂

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,431 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here. I wanted to buy a draught excluder for my bedroom door but couldn’t find one the right size so I guess I’ll be making one then …? 🤔😉🤷‍♀️😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Crazybee787 I do think there is more of a sense of freedom in the summer but wonder if you can pin down more why it happens for you the way it does? xxx 
  • cathybird
    cathybird Posts: 15,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 August at 3:42PM
    August 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    August targets


    Afdaff 8/10  image  image 


    AuntieL 12/18  image  image  image  


    beanielou 20/19  image  image  image   image  image  image  image


    Caeraugirl 8/10  image  image 


    cathybird 20/15  image  image  image   image   image  image  image


    Changeyourlife25 3/10  image 


    Crazybee787 5/19  image  image 


    Crazycatlady2 15 


    Dizzycap 23/20  image  image  image   image  image  image  image


    Doris17 1/15  image 


    Emmel 12 


    InDebtEnby 12/13  image  image  image 


    Jay1 2 14 


    KajiKita 19/20  image  image  image   image 


    laurenh1 14/18  image  image  image 


    LittleMissDetermined 16/15  image  image  image   image   image  image


    Optimistic Saver 18 


    Pinkpieuni 4/10  image 


    Prodigal50 2/15  image 


    Quantaqa 15/15  image  image  image   image   image 


    QueenJess 11/15  image  image  image  


    Scrumpy18 10 


    short bird 15/18   image  image  image   image 


    thepurplepixie 15  


    Thriftymissus 11/24   image  image  image  


    VickyA 2 3/10   image 



    To see the updated results for August on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,241 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 26 August at 2:15AM
    Declaring a very early NSD 23/20 Tuesday - Wishing everyone a Terrific NSD Tuesday  & boy is this month whizzing by  :o
    ~ NSD 2025 - NSD October 19/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • InDebtEnby
    InDebtEnby Posts: 185 Forumite
    100 Posts Name Dropper Photogenic
    As usual, it's been a spendy weekend. It seems to be the pattern for me at the minute, NSDs while at work then spending on my days off.
    Current No Spend Challenge: 16/13
    2025 No Spend Days: 130/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.