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Awesome August's No-Spend Days Challenge!

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  • Dizzycap
    Dizzycap Posts: 1,148 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited Today at 8:25AM
    Morning all  <3 It seems the forum threads are not updaing in the notifications which seems to be the same for most  :|:#
    It's a Spendy 22/20 Sunday - Need to bulk buy on super discounted bulk shop items  ;) and booked a shopping delivery for Thursday. All of which should more see me through the rest of the month & well into next :D I really do hate shopping at the best of times!   :/  :s  I hope everyone has a lovely NSD Sunday! Do you really need to spend today?
    ~ NSD 2025 - NSD August 22/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £593.80 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)
  • beanielou
    beanielou Posts: 95,759 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

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  • VickyA_2
    VickyA_2 Posts: 4,583 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've been away on holiday for a couple of weeks - a great time, but now back to moneysaving ways!

    However, I have TWO NSD days to declare from the weekend.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • AuntieL
    AuntieL Posts: 382 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Monday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • KajiKita
    KajiKita Posts: 7,900 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Does anyone understand why I have no control over spending in the summer months? Is it because there is general air of spend spend spend, holiday, holiday, holiday. As much as I try to reign in my spending over the summer months I feel often defeated. However now the nights are drawing in I feel I can rein it in again, although sadly not today @cathybird . I don't get it, I try and fail and a lot of the time I just give up, give in and flop. I will try again tomorrow. Feeling useless, redundant and possibly there is an air of optimism lingeringXX
    I think it’s because we socialise, go out and generally do more, so there are more demands on our funds, whether it’s food because we are out, parking, transport, fuel, presents for hosts etc etc. 

    Well done for being able to rein it in over cooler months - it makes no difference here! 😉😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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