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Awesome August's No-Spend Days Challenge!

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Comments

  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,213 Forumite
    1,000 Posts Name Dropper Photogenic
    cathybird said:
    Hi all, I need more milk & garlic as it is grocery items are you okay when I get this tomorrow, providing this is all I buy to make it a no spend day? It will give me the motivation I need to try? I think the answer will be yes, so I will try...Thank youXX
    @CrazyBee787 definitely yes! xx :)
    Hi @cathybird thank you, but I have decided to buy a few other things which are not strictly groceries, I just think this morning that I would quite like not to cook or bake, so I will buy, I am trying to get into a good place for Monday (for my new job!). So plenty of R&R as my body is still complaining about the decorating I did last week! 😒
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • AuntieL
    AuntieL Posts: 418 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Saturday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • Quantaqa
    Quantaqa Posts: 165 Forumite
    100 Posts Name Dropper Photogenic
    @Cathybird, I'm not going to take part in the September challenge. I've got a health situation going on and not logging in th MSE much at the moment. Best of luck to everyone taking part next month x
    Frugal Living challenge 2025
    Grocery Challenge August /£180
    Save £12k in 2025 Challenge - Goal £30k
    August NSD Challenge - 5/15NSDs 
  • CrazyBee787
    CrazyBee787 Posts: 1,213 Forumite
    1,000 Posts Name Dropper Photogenic
    Quantaqa said:
    @Cathybird, I'm not going to take part in the September challenge. I've got a health situation going on and not logging in th MSE much at the moment. Best of luck to everyone taking part next month x
    Hi Quantaqa I hope your health problem rights itself, all the bestXX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • short_bird
    short_bird Posts: 4,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Saturday is day 20: just going to work and that's it...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • VickyA_2
    VickyA_2 Posts: 4,613 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Two more to add to August.  Not too unhappy, considering the holiday away!
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • Changeyourlife25
    Changeyourlife25 Posts: 103 Forumite
    100 Posts Name Dropper Photogenic
    edited 30 August at 7:07PM

    3/10 



    Well, a fail this month from me! 
    Next months a winner I bet! 

    October GC 🧡🫶 £111.19/£400
    September GC 🥨🍕 - £475.63/£600
     
    PAD Oct 💰 - £17.30
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Oct 💳 - 2/10
    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £446.13
    Debt Barclaycard - £1,192.00
    Debt Uksl  - £1,389.83

  • KajiKita
    KajiKita Posts: 8,409 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not an NSD here, but worth it 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Quantaqa very sorry to hear it, I hope you recover soon, would be lovely to see you on the thread for October if your health allows xxx 
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