Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Awesome August's No-Spend Days Challenge!
Comments
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Not for the 9th August I have bought a new bedside table for the lodgers room and two new binsXX2
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Thursday was NSD No 4 for me. Not one on Friday as was out with a friend.Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs2 -
Declaring a very early 10/20 NSD Saturday
~ NSD 2025 - NSD August 22/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1 -
Not one for me today, I'm popping to town to have a look for books in the charity shops... better than buying new!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Declaring today to be an NSD
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Just from a wonderful holiday in Northumberland so now time to focus on my finances again. Declaring an NSD Saturday😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7004 -
I broke the NSD streak as I bought a waterproof case for my phone when I'm in the kayak since I was near the shop anywayAugust No Spend Challenge: 12/13
2025 No Spend Days: 99/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20303 -
2 more for me to add for today and Thursday. Am in the storm of emergency hospital care for a very poorly close family member so not really concentrating. I’m on five now with a total of 24, it’s still doable but not going to worry at all if my target goes down the pan x3
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Well done for clocking in and you are right not worry about the thread although it probably helps having another focus, wishing all the best for your family member. Hugs and warmth coming your wayXX 💕Thriftymissus said:2 more for me to add for today and Thursday. Am in the storm of emergency hospital care for a very poorly close family member so not really concentrating. I’m on five now with a total of 24, it’s still doable but not going to worry at all if my target goes down the pan x2 -
@Thriftymissus sorry to hear a family member is ill - hope they recover soon xx1
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