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Awesome August's No-Spend Days Challenge!
Comments
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Happy Birthday @Dizzycap have an enjoyable day XXGoal 1: Apply for benefits.
Goal 2: Get a lodger.
Goal 3: Get a regular routine in place.
Goal 4: On outcome of benefits plan finances.
Goal 5: Save EF if possible.1 -
Good news on discharge.LittleMissDetermined said:It's another for me today, hubby is on SSP so we are really having to curb any spending. He's being discharged this week though - yay!
LMD xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
Yesterday was a NSD for me, 3/10.1
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Nsd today.
Challenges
NSD - March - 3/10
1. 2026 Mortgage-Free Wannabes #61 £9,637.76/£29,000, MF target May 2026, current mortgage balance - £19,420
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £1,400
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Declaring another NSD today.2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
One today please
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Today also, 4/101
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Wishing him a swift recovery. Being home should help a lot 😊LittleMissDetermined said:It's another for me today, hubby is on SSP so we are really having to curb any spending. He's being discharged this week though - yay!
LMD x
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 21 books of target 52 in 2026 as @ 13th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today. 6/15 😃Frugal Living challenge 2026
Ssve £12k in 2026
Grocery Challenge January 20261
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