August 2025 NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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One Friday & yesterday. One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One for yesterday please
1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAfdaff 2/10
AuntieL 2/18
beanielou 11/19
Caeraugirl 4/10
cathybird 10/15
Changeyourlife25 3/10
Crazybee787 4/19
Crazycatlady2 15Dizzycap 12/20
Doris17 1/15
Emmel 12InDebtEnby 6/13
Jay1 2 14KajiKita 8/20
laurenh1 7/18
LittleMissDetermined 9/15
Optimistic Saver 18Pinkpieuni 1/10
Prodigal50 2/15
Quantaqa 5/15
QueenJess 2/15
Scrumpy18 10short bird 7/18
thepurplepixie 15Thriftymissus 6/24
VickyA 2 1/10
To see the updated results for August on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Number 3 for me please
thanksOctober GC 🧡🫶 £111.19/£400
September GC 🥨🍕 - £475.63/£600
PAD Oct 💰 - £17.30PAD Sept 💪 - £205.50PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £446.13Debt Barclaycard - £1,192.00
Debt Uksl - £1,389.832 -
NSD today 5/15.Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs1 -
One for today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Declaring a NSD today.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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Awesome going folks! Declaring a very early 12/20 NSD Birthday Tuesday
It's free treats for me all day! ~ NSD 2025 - NSD October 21/20 (10 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It's another for me today, hubby is on SSP so we are really having to curb any spending. He's being discharged this week though - yay!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31073
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