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Awesome August's No-Spend Days Challenge!

Comments

Prodigal50 Posts: 122 Forumite

7 August at 8:58AM

First no spend day yesterday :-)

Jan 2022
Owed approx 70,000 in consumer debt

Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803

Emergency Fund 0/2000

2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances

1
laurenh1 Posts: 1,030 Forumite

7 August at 11:14AM

One today please off out for tea tonight but my friend is treating me

1
CrazyBee787 Posts: 1,224 Forumite

7 August at 1:09PM

Not today or yesterday, MOT and snacks and take out yesterdayXX

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
beanielou Posts: 96,672 Ambassador

7 August at 1:21PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
KajiKita Posts: 8,439 Forumite

7 August at 5:13PM

One today 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Dizzycap Posts: 1,241 Forumite

7 August at 5:32PM

Declaring a 7/20 NSD Thursday

~ NSD 2025 - NSD October 19/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
cathybird Posts: 15,841 Forumite

7 August at 6:25PM edited 7 August at 10:55PM

August 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

August targets

Afdaff 2/10

AuntieL 18

beanielou 7/19

Caeraugirl 3/10

cathybird 7/15

Changeyourlife25 2/10

Crazybee787 3/19

Crazycatlady2 15

Dizzycap 7/20

Doris17 1/15

Emmel 12

InDebtEnby 5/13

Jay1 2 14

KajiKita 5/20

laurenh1 6/18

LittleMissDetermined 5/15

Optimistic Saver 18

Pinkpieuni 1/10

Prodigal50 1/15

Quantaqa 3/15

QueenJess 1/15

Scrumpy18 10

short bird 5/18

thepurplepixie 15

Thriftymissus 3/24

VickyA 2 1/10

To see the updated results for August on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

1
Afdaff Posts: 39 Forumite

7 August at 8:10PM

May I join in a little late, as a first timer? I’m going to try for 10 NSD and have managed my first two yesterday and today.

2
InDebtEnby Posts: 185 Forumite

7 August at 10:20PM

Another one for me

Current No Spend Challenge: 16/13
2025 No Spend Days: 130/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
1
cathybird Posts: 15,841 Forumite

7 August at 10:58PM

hi Afdaff and welcome to our lovely thread! I've added you to the list, hope you enjoy the challenge!

1

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